About Flat Branch Home Loans
Flat Branch Home Loans is focused providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance.
We hope you find this site educational and useful. Feel free to leave your information or apply online knowing that your mortgage is in good hands. Please contact us via email, telephone, or just drop by. We look forward to earning your business and showing you why Flat Branch Home Loans clients are clients for life.
3-15-2010
Today's Rates
| Conventional 30 Year Fixed |
5.125% | |
| 5.223% APR | ||
| 4.875% | ||
| 1 Point Paid | 5.055% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
5.000% | |
| 5.132% APR | ||
| 4.750% | ||
| 1 Point Paid | 4.993% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
4.375% | |
| 4.540% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
5.000% | |
| 5.240% APR | ||
| 4.750% | ||
| 1 Point Paid | 5.067% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
5.000% | |
| 5.273% APR | ||
| 4.750% | ||
| 1 Point Paid | 5.101% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
5.250% | |
| 5.520% APR | ||
| 5.000% | ||
| 1 Point Paid | 5.349% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
"My closing was a long one, I signed my contract in August and my closing wasn't until the end of October. Shawn made my home buying process a breeze! He was very quick at responding to any questions I had and I had a lot of them! Overall I was very happy with my experience and I would definitely use Flat Branch again!
Brandi Dean
"I was very lucky to have Eric Hemmer help me in the process of my mortgage loan."
Alfredo Armas
"Being first time homebuyers, Shawn Von Talge made sure we understood the whole loan process. He coached us each step of the way to make sure we got the things done we needed in order to make everything run smoothly. He was very prompt in getting back to us with any questions we had and made sure to stay in touch when anything new developed with our home purchase. Shawn and his company were absolutely wonderful to work with and we would highly recommend him to anyone. We will definitely be contacting him on our next home purchase!"
Tyler Lorenz and Carrie Berkbuegler
"We were very pleased with our experience. Flat Branch Mortgage went out of their way to help us."
Scott & Angie Poage
We are so pleased with Flat Branch Mortgage. This was our first home and the process went really fast and so easy. Eric made sure we understood every piece of the home buying process. We really appreciate the fast and reliable service we received. I would definitely refer them and I will be using them in the future.
Beau & Cortney Wickham
"My husband and I were worried how we would be able to get a loan for our dream home before our current house sold. Our bank was not making the process enjoyable or easy even after 6 years of doing business with them, it was one corporate hang up after another. Just when we were about to throw in the towel we spoke to Shawn at Flat Branch Mortgage. He had everything taken care of in a couple of days and was there to answer all of our questions. The process was streamline and professional; it was like a huge weight was lifted. He turned a very stressful situation into a pleasant one. Thanks!"
Casey Voight
"Shawn was extremely patient and knowledgeable in explaining the refinance process. He was always available and competent. He ensured that I received the best interest rate possible and worked through the many ups and downs of today's mortgage environment to ensure that my loan was taken care of and more importantly made me feel that I was taken care of. I would highly recommend his services."
Kimberly Schrimpf
Kelle (Walters)
Just wanted to say "Thank You" again for all of the time and effort you put into making my loan process as simple as possible.
It's quite a process and you made all of the paperwork seem easy from my side.
Thanks Again,
Jeff S
Jeff S
"Shawn Von Talge provided me with exemplary service and truly brought professionalism and patience in equal parts to my home buying process. As a first-time buyer, I had many pre-conceived notions and concerns about the lending process…..especially with the current lending market being such a challenge. Shawn answered each question appropriately and remained accessible through every step of the process. Most importantly, Shawn delivered on every promise he made and no one (first timer or seasoned investor) could possibly ask for more!"
Dennis Lewis
"I was pleased with the service I received from Shawn Von Talge. It was a good experience and I would use them again in a heartbeat!"
Susan & Cade Mullins
