Flat Branch Home Loans
Kelle Walters
Warren Hoover
Jim Yankee
Julianna Cole

Flat Branch Home Loans Mission

At Flat Branch Home Loans, we believe in one thing, service to our customers. This is reflected in our mission statement:

Flat Branch Home Loans is a full service mortgage banker providing quality home loans to homeowners across the state of Missouri. We will save our clients money by negotiating lower rates and fees with our suppliers. Flat Branch will develop and build on our reputation for low rates with impeccable, local service.

With this statement as our guide, we look forward to delivering professional mortgage service to you.

7-30-2010
Today's Rates
Conventional
30 Year
Fixed
4.625%
4.720% APR
 
4.375%
1 Point Paid 4.550% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.500%
4.629% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
4.125%
4.430% APR
 
3.875%
1 Point Paid 4.180% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.765% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.750%
5.012% APR
 
4.500%
1 Point Paid 4.839% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"We will use Flat Branch Mortgage again. They were easy to use and were honest with their fees. I would recommend them to my family and friends."
Tom & Trish Atkins
Jessica did a wonderful job helping me to understand every aspect of the loan process and answered all of my questions thoroughly. I appreciated very much the fact that she shared in my excitements and frustrations, and though I’m sure she was working with 30 other people, it always felt as though she was 100% present with me and my process. I will definitely recommend her to friends and family when they need loans.
Megan Lee
Dear Scott: I am writing this letter for the benefit of your future clients, as I strongly recommend you as a mortgage consultant and source. Scott began earning my business from the very first contact. He was always respectful of my time and my individual needs. He suggested that I look at his web site which has very helpful information for the consumer. Scott is interested in educating his clients and not just their mortgage business. Even though I was moving out of the area, he was eager for my business and willing to travel for my closing even though it was unnecessary. Scott was always available for consultation and advice as problems surfaced with a seller of a property that I was interested in. Scott's personality always came shining through as he always takes time to be patient and helpful and thus is a true business partner. Best regards,
Nancy G. Morton - St. Charles, MO
"Shawn Von Talge was very knowledgeable and helpful during the loan process. He was happy to answer any questions I had and always returned phone calls in a timely manner. I was made to feel that no question was trivial or unimportant. I was treated respectfully and everything I needed to know was thoroughly explained. Shawn even made suggestions on moving and furniture buying. He went beyond what was expected and I appreciated all of his help."
Carolyn Adams
"Shawn did a wonderful job at helping me through the buying of our first house. He helped guide me through the financial part of this long process. I do not think I could have made it through this whole thing without him. Thank you!"
Max and Catherine Davis
"Things (my home purchase) went very smooth. Thank you very much!"
Marcia Jones
"Thanks for everything, we love our new home!"
Scott & Crystal Wilson
"Thank you for everything. It is always nerve racking working with a new lender. You proved to me that you really care about your clients. I appreciate you always calling to keep me informed. I look forward to working with you again soon!"
Brooke Sydenstricker McCarty Weichert Realtors - First Tier
"We were so impressed with Shawn Von Talge. He kept us up-to-date and gave us all the information we needed to feel comfortable and confident about our purchase. We would come to Flat Branch Mortgage again and have already told many of our friends!"
Scott & Abby Matz
My wife and I purchased a bank repossessed home that needed almost a year and a half worth of work to complete. I contacted Scott in early Feb 07 to begin the process of closing. I was way too early to start the closing process. The project took longer than I expected. Scott Batt was very professional and patient. He stood by me during the last 9 months of construction. This was the company for me. He kept in-touch with me when other Mortgage Brokers didn't. They lost my business. He also taught me some real estate tricks I would have never known. He also helped me with a great rate. I am retired military and would highly recommend him to any of my fellow military and civilian friends. If you don't know how to buy a house or investment properties; this is the Mortgage Company for you. I also gained a friend. Thanks again Scott.
Retired US Army, Chris B. - Ft. Leonard Wood Area