Published or Featured Articles
Here are some articles written by Flat Branch employees or featuring Flat Branch employees.
Mortgage company expands into banking, changing name
Columbia Business Times - May 2009
You've Got to Fight for Your Right to Broker Loans
Scotsman Guide - May 2009
Make New Clients and Keep the Old
Scotsman Guide - December 2008
3 Things to Get, 1 to Give and 1 to Earn
Scotsman Guide - October 2008
Mortgage market stormy, foreclosure rate 'startling'
Columbia Business Times - June 27, 2008
7-30-2010
Today's Rates
| Conventional 30 Year Fixed |
4.625% | |
| 4.720% APR | ||
| 4.375% | ||
| 1 Point Paid | 4.550% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
4.500% | |
| 4.629% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
4.125% | |
| 4.430% APR | ||
| 3.875% | ||
| 1 Point Paid | 4.180% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.558% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
4.500% | |
| 4.765% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.591% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
4.750% | |
| 5.012% APR | ||
| 4.500% | ||
| 1 Point Paid | 4.839% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
"Flat Branch Mortgage was always ahead of the game. I never had to contact them, they called me. The buying of my house was fast and easy. All I had to do was sign the papers. Keep up the good work!"
Florencio Escamilla
"I tried refinancing my home with several local banks that I have had long standing business relationships. Due to these relationships I wish to be kept anonymous, but safe to say Flat Branch Home Loans and Eric Hemmer in particular were 2nd to none! While all the other banks gave me the run around and ultimately could not close the deal, Eric was far different. He delivered on exactly what he said he would. I am very impressed. I never expected to get this type of service from a company that isn't a traditional bank. I am sold. Thank you!
Anonymous
"My husband and I were worried how we would be able to get a loan for our dream home before our current house sold. Our bank was not making the process enjoyable or easy even after 6 years of doing business with them, it was one corporate hang up after another. Just when we were about to throw in the towel we spoke to Shawn at Flat Branch Mortgage. He had everything taken care of in a couple of days and was there to answer all of our questions. The process was streamline and professional; it was like a huge weight was lifted. He turned a very stressful situation into a pleasant one. Thanks!"
Casey Voight
"Shawn Von Talge is always very accessible, understanding and trustworthy. I know whenever we do business with him he will give us straight forward answers in a timely manner. We wouldn't trust anyone else!"
Rich & Jill Bohanan
Amazing service- you made all of the paperwork easy to understand and a breeze to fill out- I’d recommend you to anyone! Thank you!!
Anonymous
"I can't say enough good stuff about our experience with PMG and especially dealing with Shawn Von Talge. He is very knowledgeable about his business and yet he is sensitive to the fact that this is a big decision. He treated us like a friend or family member (I have a feeling he does that to everyone). There was never a time that Shawn was inaccessible to us or did not explain to our satisfaction what was going on. I would highly recommend PMG to our family & friends. In this day of mortgage turmoil... we waltzed right through to a better rate and product."
Bob & Millie Steffe
"I would recommend Shawn to anyone who asked me about a home loan and actually I told Ryan Stephens to talk to Shawn and he bought a home. In addition I have told another friend about him and he is going to pursue a home loan through Shawn. Shawn is a very down to earth person and doesn't try to talk you into anything you don't want to do and is very professional. I would and will continue to recommend Shawn to all and anyone who asks me about purchasing a home!"
Josh Jolley
"Shawn provided me multiple options to meet my financial needs. He was professional, organized and worked hard to earn my business and respect. I'm comfortable recommending him to my family, friends and colleagues."
Jill Paul
"Thank you so much for your assistance in our home buying adventure. You were instrumental in this process and we can't thank you enough. We will remember you and highly recommend you."
Kent & Michelle Hulett
"Shawn did a very good job, very trustworthy and dependable. I would come to him for advice again."
Julie Nelson















