Flat Branch Home Loans
Jeff Kraft
Jessica Robertson
Bonnie Trickey
Jim Yankee

Published or Featured Articles

Here are some articles written by Flat Branch employees or featuring Flat Branch employees.

Mortgage company expands into banking, changing name

Columbia Business Times - May 2009

You've Got to Fight for Your Right to Broker Loans

Scotsman Guide - May 2009

Make New Clients and Keep the Old

Scotsman Guide - December 2008

3 Things to Get, 1 to Give and 1 to Earn

Scotsman Guide - October 2008

Mortgage market stormy, foreclosure rate 'startling'

Columbia Business Times - June 27, 2008

3-18-2010
Today's Rates
Conventional
30 Year
Fixed
5.000%
5.097% APR
 
4.875%
1 Point Paid 5.055% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.875%
5.006% APR
 
4.750%
1 Point Paid 4.993% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
4.375%
4.540% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
5.000%
5.240% APR
 
4.750%
1 Point Paid 5.067% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
5.000%
5.273% APR
 
4.750%
1 Point Paid 5.101% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
5.250%
5.520% APR
 
5.000%
1 Point Paid 5.349% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"Shawn, thank you again for all of your hard work. The process was as smooth as expected. Your efforts were definitely above and beyond any other loan officer/company I had worked with in the past. No doubt I will be recommending many people to you that are looking for your services."
Stephen Wilson
"Shawn provided me multiple options to meet my financial needs. He was professional, organized and worked hard to earn my business and respect. I'm comfortable recommending him to my family, friends and colleagues."
Jill Paul
Great service from Jessica Robertson!
Berlinda Malbrough
"I tried refinancing my home with several local banks that I have had long standing business relationships. Due to these relationships I wish to be kept anonymous, but safe to say Flat Branch Home Loans and Eric Hemmer in particular were 2nd to none! While all the other banks gave me the run around and ultimately could not close the deal, Eric was far different. He delivered on exactly what he said he would. I am very impressed. I never expected to get this type of service from a company that isn't a traditional bank. I am sold. Thank you!
Anonymous
Jessica made multiple trips to my place of employment to make things more convenient for me. She was always extremely helpful and easy to contact. I was able to buy my first home with very little hassle or stress thanks to Jessica Robertson and Jim Yankee.
Stacy Collins
"When interest rates began to drop I submitted loan applications to three major institutions hoping to find the best rate possible. Shawn and Flat Branch Mortgage blew the competition out of the water and made my refinance a great experience. I had always been partial to large banks, but after this I will send all of my referrals to Flat Branch Mortgage- care of Shawn VonTalge! Thanks again Shawn."
Erin Daugherty
"Flat Branch Mortgage is an oasis in the desert of business as usual mortgage companies. The professional service delivered in a timely and most friendly manner is the hallmark of this company. Jim Yankee and his associates care about their clients and work hard to provide the best possible service in the most important of family assets, our home".
Ben Kolb
"We were first time homebuyers and could not be more pleased with the service, timeliness, and concern that Flat Branch Mortgage and Shawn had for our needs. My husband and I would recommend their services to anyone who wants a smooth loan process."
Nancy and Cris Huaman
"Working with Shawn Von Talge was great! Everything went smoothly and he worked hard for me!"
Brandi Williams
We were supposed to close on a Monday and on the Wednesday before that the first company we tried working with told us they would not be able to get everything don by Monday. Thinking the situation was hopeless, we contacted Jessica Robertson at Flat Branch Mortgage. I know a loan in 3 days is not standard, but she pulled it off and we didn’t lose our house, earnest money, or anything- thank you!
Chris and Stacey Sisk