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Conventional Loans

Conventional Loans

Conventional mortgages are your standard traditional mortgage. They are not insured or guaranteed by the government like FHA, VA, and USDA. Fixed rates and adjustable rates are available; however fixed rates are the norm in today’s lending environment.

With 20% down you will not have any monthly mortgage insurance and there are no funding fees like there are on government loans. However, with a down payment less than 20% you will incur monthly mortgage insurance premiums (you can put as little as 3% down).

Interest rates vary quite a bit on conventional loans since they are not guaranteed by the government. Credit score and down payment a huge part in the interest rate you will receive. Flat Branch Home Loans offers very competitive rates and closing costs.


Get Preapproved for a Conventional Loan today!

Just fill out the secure quote form to the right and someone from our Preapproval Team will contact you as soon as possible. It’s that simple!

Get Your Quote Today:

Please fill out the form below to receive a no-obligation quote on a home loan with Flat Branch.
 
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