Loan Products
Flat Branch Home Loans provides a variety of loan products to meet your needs. Please click on any of the following for more information on that particular loan product.
3-11-2010
Today's Rates
| Conventional 30 Year Fixed |
5.125% | |
| 5.223% APR | ||
| 4.875% | ||
| 1 Point Paid | 5.055% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
4.875% | |
| 5.006% APR | ||
| 4.750% | ||
| 1 Point Paid | 4.993% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
4.375% | |
| 4.540% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
5.000% | |
| 5.240% APR | ||
| 4.750% | ||
| 1 Point Paid | 5.067% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
5.000% | |
| 5.273% APR | ||
| 4.750% | ||
| 1 Point Paid | 5.101% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
5.250% | |
| 5.520% APR | ||
| 5.000% | ||
| 1 Point Paid | 5.349% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
"Shawn Von Talge is a spectacular mortgage consultant. He always kept us informed with what was going on with our application. We tried working with another company and person we were working with was very difficult to contact, often requiring multiple phone calls or emails just to get one call back. Shawn was always very prompt in returning phone calls or emails. Shawn was always very upfront with us, always explained everything to us and always answered questions we had about the mortgage process. Every time we walked into Shawn's office we felt like his most important clients. There are very few businesses where I have had such great personal service as we had with Shawn and Flat Branch Home Loans. Thank you!!"
Wayne & Brittany Angle
"Shawn provided me multiple options to meet my financial needs. He was professional, organized and worked hard to earn my business and respect. I'm comfortable recommending him to my family, friends and colleagues."
Jill Paul
"Prior to this experience I had never heard of Flat Branch Mortgage. I would most certainly consult you prior to purchasing property again. Shawn Von Talge was extremely helpful, courteous, and friendly throughout the entire process. Thank you very much!"
James Vestal
Great service from Jessica Robertson!
Berlinda Malbrough
"Shawn Von Talge went above and beyond in helping me and I greatly appreciate that. He is a true professional."
Angie Hoover
"We were so impressed with Shawn Von Talge. He kept us up-to-date and gave us all the information we needed to feel comfortable and confident about our purchase. We would come to Flat Branch Mortgage again and have already told many of our friends!"
Scott & Abby Matz
"Shawn, thank you again for all of your hard work. The process was as smooth as expected. Your efforts were definitely above and beyond any other loan officer/company I had worked with in the past. No doubt I will be recommending many people to you that are looking for your services."
Stephen Wilson
"Shawn & Eric were wonderful to work with. They both went out of their way to make sure everything went smoothly. Everything they quoted to us was very accurate. We would definitely recommend either of them to our friends and family."
Ed & Janet Hull
"I tried refinancing my home with several local banks that I have had long standing business relationships. Due to these relationships I wish to be kept anonymous, but safe to say Flat Branch Home Loans and Eric Hemmer in particular were 2nd to none! While all the other banks gave me the run around and ultimately could not close the deal, Eric was far different. He delivered on exactly what he said he would. I am very impressed. I never expected to get this type of service from a company that isn't a traditional bank. I am sold. Thank you!
Anonymous
"Our refinance was very painless and easy. Although there were a few bumps in the road, Shawn went above and beyond to take care of everything as soon as he was made aware of the issue. Overall, we would gladly recommend Shawn Von Talge to others."
Dan Hoover & Kelly Gracie















