Flat Branch Home Loans
Dorothy Sapp
Jeff Kraft
Kay Brooks
Sarah Messer

Loan Products

Flat Branch Home Loans provides a variety of loan products to meet your needs. Please click on any of the following for more information on that particular loan product.

7-30-2010
Today's Rates
Conventional
30 Year
Fixed
4.625%
4.720% APR
 
4.375%
1 Point Paid 4.550% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.500%
4.629% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
4.125%
4.430% APR
 
3.875%
1 Point Paid 4.180% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.765% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.750%
5.012% APR
 
4.500%
1 Point Paid 4.839% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"Thank you so much for everything you did and for working with us & Gil in getting our loan. You helped make the process painless at least as painless as spending that amount of money can be. Thanks again!"
William & Alicia Burke
"Shawn was great to work with, he was up front with what he could do in comparison to other offers I had from different companies. He was constantly letting me know status and would submit request for information by e-mail so we were not playing phone tag. This was my 3rd refinance and it was by far the easiest and had little to know stress involved."
John Selk
"Shawn Von Talge went above & beyond to help us refinance. We especially appreciate his accessibility & promptness in answering our phone calls. I would recommend Shawn & Flat Branch Mortgage to anyone who is looking for a mortgage broker that looks out for your best interests."
Seth & Andrea Paul
"I was very happy with Flat Branch Mortgage & Shawn Von Talge & the quickness with which they got my loan closed."
Jerry Kempf
Jessica made multiple trips to my place of employment to make things more convenient for me. She was always extremely helpful and easy to contact. I was able to buy my first home with very little hassle or stress thanks to Jessica Robertson and Jim Yankee.
Stacy Collins
"We love our new home! Thanks for all of your help. It is soooo nice having a place to really call home."
Kyle and Stephanie Gilliam
"This is our second time dealing with Shawn Von Talge. We are pleased with his care and concern for what is best in our financial interest."
Alan & Linda Privitt
"Shawn Von Talge is a spectacular mortgage consultant. He always kept us informed with what was going on with our application. We tried working with another company and person we were working with was very difficult to contact, often requiring multiple phone calls or emails just to get one call back. Shawn was always very prompt in returning phone calls or emails. Shawn was always very upfront with us, always explained everything to us and always answered questions we had about the mortgage process. Every time we walked into Shawn's office we felt like his most important clients. There are very few businesses where I have had such great personal service as we had with Shawn and Flat Branch Home Loans. Thank you!!"
Wayne & Brittany Angle
"Things (my home purchase) went very smooth. Thank you very much!"
Marcia Jones
"I cannot thank you enough for the consistent, continuous professional service Shawn Von Talge provides. Your high standard of excellence in ethical business practice is among the very best in our vast experience of working with lenders in the Mid-Missouri area. Thank you!"
Mikki & Karl Starmer (Brokers / Owners of REMAX Fulton)