Loan Products
Flat Branch Home Loans provides a variety of loan products to meet your needs. Please click on any of the following for more information on that particular loan product.
3-18-2010
Today's Rates
| Conventional 30 Year Fixed |
5.000% | |
| 5.097% APR | ||
| 4.875% | ||
| 1 Point Paid | 5.055% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
4.875% | |
| 5.006% APR | ||
| 4.750% | ||
| 1 Point Paid | 4.993% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
4.375% | |
| 4.540% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
5.000% | |
| 5.240% APR | ||
| 4.750% | ||
| 1 Point Paid | 5.067% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
5.000% | |
| 5.273% APR | ||
| 4.750% | ||
| 1 Point Paid | 5.101% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
5.250% | |
| 5.520% APR | ||
| 5.000% | ||
| 1 Point Paid | 5.349% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
"This was my first house and therefore my first home loan. I had tons of questions and a lot of information to learn about and I not only had my questions answered, but Shawn took the time to explain all the details and each step to me. Each e-mail I sent him or phone call I made was returned within an hour or two. There were also some complications from my side when I went out of the country for 10 days prior to closing. Shawn took care of everything and we were able to put it all together. Finally, I got in a car accident driving to the closing and not only was everyone completely nice about it, they offered to pick me up and take me to the doctor."
Jennifer Simeck
This is the second time that my wife and I have purchased a home. The first time was enough to discourage this task ever again. However, Scott Batt and his team made the process seem seamless, I did not have to worry about anything except what my wife wanted to purchase at the furniture store. Great work Scott. I like to take this chance to advise anybody in the market that is getting ready to purchase a home to look you and your team up.
Thanks for everything,
Randall Walker -E-8 US ARMY Georgia
Scott,
It's hard to believe this day in age that an individual is still treated as an individual and not a number. If you are seeking quality, personal service, Scott Batt and Flat Branch Mortgage is the only place to go! Scott went the extra mile for us all the way from pre-approval to closing. He even provided us with tips on the sale of our previous home! The number of headaches and stress Scott eliminated for us is unimaginable. There is no better lender or Mortgage Broker than Scott Batt with Flat Branch Mortgage. Thanks and we love our new home!
Thanks again for all your hard work. We sure appreciate you and are getting settled into our new home!
Keep in touch.
Kala G. Holt Summit, MO
"Shawn Von Talge went above & beyond to help us refinance. We especially appreciate his accessibility & promptness in answering our phone calls. I would recommend Shawn & Flat Branch Mortgage to anyone who is looking for a mortgage broker that looks out for your best interests."
Seth & Andrea Paul
"I would recommend Shawn to anyone who asked me about a home loan and actually I told Ryan Stephens to talk to Shawn and he bought a home. In addition I have told another friend about him and he is going to pursue a home loan through Shawn. Shawn is a very down to earth person and doesn't try to talk you into anything you don't want to do and is very professional. I would and will continue to recommend Shawn to all and anyone who asks me about purchasing a home!"
Josh Jolley
"When interest rates began to drop I submitted loan applications to three major institutions hoping to find the best rate possible. Shawn and Flat Branch Mortgage blew the competition out of the water and made my refinance a great experience. I had always been partial to large banks, but after this I will send all of my referrals to Flat Branch Mortgage- care of Shawn VonTalge! Thanks again Shawn."
Erin Daugherty
"Thank you so much for making all of this seem so easy and simple for me. I know you and your company put a lot of work into making me a first time homeowner. I truly appreciate your sincerity! Thank you so much for helping me in understanding the process of buying my home. There aren't enough words to explain the trust I feel in you. Thank you for everything!"
Wanda Asbury
"When my husband and I decided to buy our first home, we went to a lender to get pre-approved for a loan. After our initial meeting with him, we did not hear from him again. When it was time to put a contract on our home we expressed concerns to our realtor. She put us in touch with Shawn Von Talge, who was tremendous help to us throughout the rest of the buying process. He was very easy to get in touch with and also answered any questions that we had. The most impressive aspect Shawn was that he treated us with respect. Knowing that we were first-time homebuyers, Shawn took the time to explain the complicated loan and mortgage processes. We could not have asked for a better lender as this process went very smooth. Thanks!"
Shawn & Jacquelyn Brazas
"Shawn Von Talge was great to work with he did all the work to get the loan ready all I had to do was sign the papers. Thanks to Shawn and all the people at Flat Branch Mortgage."
Chris Zielinski
Jessica did a great job. Very patient as we learned the process. Loved her comfortable, casual demeanor- and remained very professional. Will come back to Flat Branch Mortgage the next time around!
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