Flat Branch Home Loans
Dorothy Sapp
Jim Yankee
Bob Peery
Shawn Von Talge

MHDC Loan Product

This is a new product that we offer.  This page is currently under construction.

Eligible borrowers can receive down payment assistance through the State of Missouri using this program.

Flat Branch Home Loans is a Certified Lender and is eligible to offer MHDC financing.

To learn more visit www.mhdc.com

Be sure to check back for more information.

9-8-2010
Today's Rates
Conventional
30 Year
Fixed
4.500%
4.594% APR
 
4.250%
1 Point Paid 4.423% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.375%
4.504% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
3.875%
4.037% APR
 
3.750%
1 Point Paid 3.913% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.625%
4.885% APR
 
4.375%
1 Point Paid 4.711% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"Flat Branch Mortgage is an oasis in the desert of business as usual mortgage companies. The professional service delivered in a timely and most friendly manner is the hallmark of this company. Jim Yankee and his associates care about their clients and work hard to provide the best possible service in the most important of family assets, our home".
Ben Kolb
My husband and I just closed on our first home on March 19th. Tina Howard assisted us with our loan and I can not say enough of how wonderful she was throughout the whole process! Everyone has told me that buying your first home is a whirlwind and often times a chaotic experience. Tina was our calming voice within the storm. Being a first time homebuyer, the entire process was new to us. Tina was very patient with us and explained everything clearly so that we understood each step of the process and each form we had to sign. She was always willing to run numbers for us when we were still looking for a home to make sure that we were within our budget. As if this service was not enough, Tina gave us her cell phone number and talked with us in the evenings from her home which is when both my husband and I were available. Any time that our journey hit a bump in the road, Tina always stayed calm and reassuring as she worked with us to find solutions. I am beyond impressed and I enjoy seeing the look of shock on other people’s faces when I tell them about my experience working with Tina. I was also impressed at how friendly and helpful the rest of the staff was in Tina’s absence. They were very willing to answer questions and help to share in our excitement. My husband and I are very thankful to the staff a Flat Branch Mortgage and will recommend your team to other homebuyers.
Lydia Cecora
"Shawn Von Talge went above and beyond in helping me and I greatly appreciate that. He is a true professional."
Angie Hoover
"Shawn Von Talge was great to work with he did all the work to get the loan ready all I had to do was sign the papers. Thanks to Shawn and all the people at Flat Branch Mortgage."
Chris Zielinski
Sarah was thorough in explaining each step in the home buying process, which placed us at ease as first-time homebuyers. She answered any financial questions we had with confidence and was always reassuring. I would recommend her to any couple looking to purchase their first home.
Amanda Butler
"Shawn Von Talge is always very accessible, understanding and trustworthy. I know whenever we do business with him he will give us straight forward answers in a timely manner. We wouldn't trust anyone else!"
Rich & Jill Bohanan
"Eric, I appreciate your efforts to set-up and approve my loan and the efficiency with which the closing process took place. I will definitely refer other customers and you will get my repeat business."
Terry Bohanan
I would like to take this opportunity to thank you for all your help in making our dream of homeownership a reality. Thank you so much!
Travis & Jessica Peterson
"We are extremely pleased with the whole process of getting our new home. The loan process went smooth and very quick! Going into this, we had heard horror stories of people having problems at the last minute, so we really didn’t know what to expect. Shawn kept us informed the entire way, and if we had any questions, he responded usually within the hour! I would highly recommend Shawn Von Talge to friends and family. In fact, I have already! We will definitely be going through him for any future home purchases!"
Lindsey and Ben Dunn
"Flat Branch Mortgage was always ahead of the game. I never had to contact them, they called me. The buying of my house was fast and easy. All I had to do was sign the papers. Keep up the good work!"
Florencio Escamilla