Testimonials
Here is what some of our customers have had to say about Flat Branch Home Loans.
"Shawn was a wonderful person to work with and was always there and accessible to us whenever we had any questions. It made the process so much easier knowing that we had his help whenever we needed it to explain anything that we were unclear about. I would definitely use Flat Branch again!"
Dawn & Tommy Jones
"Thanks so much for everything! I really appreciate the hard work and keeping me up to date on all the little details. You made my personal home buying experience stress free!"
Amanda Lee
"My closing was a long one, I signed my contract in August and my closing wasn't until the end of October. Shawn made my home buying process a breeze! He was very quick at responding to any questions I had and I had a lot of them! Overall I was very happy with my experience and I would definitely use Flat Branch again!
Brandi Dean
"It is clear that Shawn Von Talge is a professional! He took care of us in a timely manner. He was very friendly & concerned about making the process as easy as possible. We would be happy to recommend him to anyone wanting to buy property."
Don and Peg Smith
"I have always been very pleased with the service that Shawn Von Talge has given me. The many clients that I have sent to him for their loans have always been pleased with his service. I know he receives repeat business from several of my clients which is a great compliment and it just reinforces my opinion, that Shawn gets things done! I know that if Shawn tells me he can do it, we can make it to the closing table."
Joy Keith
Century 21 Peak Dye and Assoc., Inc.
"I am very satisfied with Eric Hemmer. I felt like I got personal attention that many other companies would not provide. His service was very thorough and I believe he explored all options to get me the best possible rate for my refinance."
Jason Buck
"Tina (Howard), I just wanted to say thanks again for all of your hard work in helping me buy my first home. I truly believe I couldn't have done it without you by my side. We are very pleased with our home and have already started some big projects. Corey and I crack jokes all the time about "Welcome to homeownership". Thanks again! It was a pleasure and I feel like I picked up a new friend."
Corey and Trisha Wright
"Shawn Von Talge went above & beyond to help us refinance. We especially appreciate his accessibility & promptness in answering our phone calls. I would recommend Shawn & Flat Branch Mortgage to anyone who is looking for a mortgage broker that looks out for your best interests."
Seth & Andrea Paul
Scott, It's hard to believe this day in age that an individual is still treated as an individual and not a number. If you are seeking quality, personal service, Scott Batt and Flat Branch Mortgage is the only place to go! Scott went the extra mile for us all the way from pre-approval to closing. He even provided us with tips on the sale of our previous home! The number of headaches and stress Scott eliminated for us is unimaginable. There is no better lender or Mortgage Broker than Scott Batt with Flat Branch Mortgage. Thanks and we love our new home! Thanks again for all your hard work. We sure appreciate you and are getting settled into our new home! Keep in touch.
Kala G. Holt Summit, MO
"We are extremely pleased with the whole process of getting our new home. The loan process went smooth and very quick! Going into this, we had heard horror stories of people having problems at the last minute, so we really didn’t know what to expect. Shawn kept us informed the entire way, and if we had any questions, he responded usually within the hour! I would highly recommend Shawn Von Talge to friends and family. In fact, I have already! We will definitely be going through him for any future home purchases!"
Lindsey and Ben Dunn
You did it again for the third time! (3 loans) Thanks so much for getting our loan processed at the interest rate and payment we needed. You do a great job!
Billy and Janice Orton
"When my husband and I decided to buy our first home, we went to a lender to get pre-approved for a loan. After our initial meeting with him, we did not hear from him again. When it was time to put a contract on our home we expressed concerns to our realtor. She put us in touch with Shawn Von Talge, who was tremendous help to us throughout the rest of the buying process. He was very easy to get in touch with and also answered any questions that we had. The most impressive aspect Shawn was that he treated us with respect. Knowing that we were first-time homebuyers, Shawn took the time to explain the complicated loan and mortgage processes. We could not have asked for a better lender as this process went very smooth. Thanks!"
Shawn & Jacquelyn Brazas
Dear Scott, Thank you so much for your help throughout this entire process. CJ and I both were very impressed with your desire to help us understand everything each step of the way. We can't thank you enough for your guidance and professionalism. We knew we were in good hands working with you. I will definitely recommend you to others. Also, if you need a reference for a potential client please feel free to send them my way. We are going to be hosting an open house party sometime later this month so be looking for that invitation!
CJ amd Emily P. - US Army, Columbia, MO
"Eric Hemmer was great. A smooth process all the way through. Thank you, I love my new home!"
B Banks
"I was very satisfied with all services from Flat Branch. Shawn Von Talge was always thorough, well prepared and prompt. He was very accessible and answered all questions quickly and clearly. He made the process smooth and simple. I would highly recommend Shawn and Flat Branch to anyone."
Elizabeth Burns
"I was very happy with Flat Branch Mortgage & Shawn Von Talge & the quickness with which they got my loan closed."
Jerry Kempf
"Flat Branch Mortgage is an oasis in the desert of business as usual mortgage companies. The professional service delivered in a timely and most friendly manner is the hallmark of this company. Jim Yankee and his associates care about their clients and work hard to provide the best possible service in the most important of family assets, our home".
Ben Kolb
"Shawn Von Talge & Eric Hemmer at Flat Branch Mortgage have been great to work with! Their knowledge about the loan programs and comprehension of the daily market should put your mind at ease. They are sincere about putting the client in a program that is in the client's best interest. Above all their follow-up and timely communication is what sets them apart from the competition."
Tim & Nikki Kuchta
"Thank you so much for your assistance in our home buying adventure. You were instrumental in this process and we can't thank you enough. We will remember you and highly recommend you."
Kent & Michelle Hulett
"Shawn Von Talge did a great job! He worked hard to make sure we got the best possible financing and everything went smoothly during the entire process. Thanks Shawn!"
Stephanie and Rodney Ashworth
When my wife and I decided it was time to refinance for our benefit, we called on Flat Branch to meet our mortgage needs. Eric was very courteous and professional and the transaction went very smooth. I would absolutely recommend anyone to Flat Branch for their mortgage needs. The transaction was fast smooth and effortless. Thank You!
Alex and Katherine McFarland
"We were very pleased with the way things were handled. Shawn Von Talge was very good, we have dealt with him before and have always been pleased, thank you."
Russ & Linda White
"Shawn Von Talge is always very accessible, understanding and trustworthy. I know whenever we do business with him he will give us straight forward answers in a timely manner. We wouldn't trust anyone else!"
Rich & Jill Bohanan
"We were first time homebuyers and could not be more pleased with the service, timeliness, and concern that Flat Branch Mortgage and Shawn had for our needs. My husband and I would recommend their services to anyone who wants a smooth loan process."
Nancy and Cris Huaman
"Shawn Von Talge was great when we got our home loan. We knew what was expected at closing and what had to be paid at closing. Our questions were always answered in a timely manner."
Greg & Jill Greening
"The whole entire process went smooth. I was very pleased with my Mortgage Banker (Shawn). I would use Flat Branch Home Loans again!"
Ryan Gastineau
"I just wanted to say thanks. There is no way I could have gotten this house without you. I have told all of my family and friends about your service and hard work. If I ever move I will definitely be calling you!"
Michael Crane
"I would recommend Flat Branch Home Loans and Shawn Von Talge to anyone. Great service!"
Phoebe Gibbs
Jim and Sarah made my refinancing experience great! I would recommend Flat Branch Mortgage to anyone looking to finance a home. The entire transaction was very smooth. You guys are great! Thank you so much!!
Shannon Barnes
"This is our second time dealing with Shawn Von Talge. We are pleased with his care and concern for what is best in our financial interest."
Alan & Linda Privitt
"Things (my home purchase) went very smooth. Thank you very much!"
Marcia Jones
"I tried to work with Countrywide Home Loans (aka Bank of America) to secure a loan for my home purchase and was left with the impression that buying a home was simply something I was never going to be able to do. I was discouraged, confused and overwhelmed. Ready to give up, I contacted Shawn Von Talge at the recommendation of my realtor, Elissa O'Brien. I couldn't believe how different it was to work with Shawn. I found out quickly that not only could I get a loan, have minimal costs but that I did qualify for loans that I was told I didn't. He was clear, concise, straight-forward, and never left a conversation without ensuring I knew exactly what was happening. For a purchase that is so life changing the process has been unbelievably easy and for that I will always be grateful."
Jenna Sapp
"Great service, great closing and the complete opposite of the first place I tried. Thanks again Shawn!"
Jason Roush
"Shawn Von Talge was very helpful, knowledgable, returned phone calls promptly, and kept me up-to-date on everything. If I need something in the future I would not hesitate to call and use him again or refer him to others, thanks!"
Joni Fox
Shawn had completely exceeded our expectations, making for a very pleasant lending experience. This was, by far, the best lending experience we've had and look forward to doing business with Shawn and Flat Branch Mortgage again. Shawn was most professional, attentive and timely. Within a matter of minutes we had answers to our questions. We are proud to say we've gained a friend in the process too. Thanks, Shawn!
Aaron & Jennifer Stoker
Dear Scott, Thank you so much for making our home purchase possible! We're astounded that it was such a smooth process. We will recommend you to all our friends, neighbors, and especially veterans in Missouri who are planning to buy a new home. You went the extra mile to help us with credit repair and education in order to get us the best interest rate available--something no one else has ever done! We're ready to pack! Best regards!
Robert and Connie Summers - Disabled Army, Osage Beach, MO
"Flat Branch Mortgage made the refinancing of my home a smooth and stress free process. They handled everything in a timely manner and communicated the details of the loan in a way that I was able to understand. I have been a repeat customer of Shawn's and will continue to do so for year's to come."
Joe Thompson
"Working with Shawn Von Talge was great! Everything went smoothly and he worked hard for me!"
Brandi Williams
"I can't say enough good stuff about our experience with PMG and especially dealing with Shawn Von Talge. He is very knowledgeable about his business and yet he is sensitive to the fact that this is a big decision. He treated us like a friend or family member (I have a feeling he does that to everyone). There was never a time that Shawn was inaccessible to us or did not explain to our satisfaction what was going on. I would highly recommend PMG to our family & friends. In this day of mortgage turmoil... we waltzed right through to a better rate and product."
Bob & Millie Steffe
"This was my first house and therefore my first home loan. I had tons of questions and a lot of information to learn about and I not only had my questions answered, but Shawn took the time to explain all the details and each step to me. Each e-mail I sent him or phone call I made was returned within an hour or two. There were also some complications from my side when I went out of the country for 10 days prior to closing. Shawn took care of everything and we were able to put it all together. Finally, I got in a car accident driving to the closing and not only was everyone completely nice about it, they offered to pick me up and take me to the doctor."
Jennifer Simeck
"Thank you for everything. It is always nerve racking working with a new lender. You proved to me that you really care about your clients. I appreciate you always calling to keep me informed. I look forward to working with you again soon!"
Brooke Sydenstricker McCarty
Weichert Realtors - First Tier
"Overall Shawn did a very good job. The process as a whole went very smoothly. If we had any questions Shawn did great to answer them and explain the process to us."
Eric and Nicholle Christison
"As a First Time Homebuyer I really did not know what to expect in the entire loan process. I was well informed and guided through every step of the way. Eric helped me with documentation and saved me a tremendous amount of time. I really appreciate the service I received from Flat Branch. Thanks!"
Melissa Christie
?I had an overall great experience working with Eric Hemmer. He was very courteous and professional throughout the refinancing process. He answered all of my inquiries in a very prompt, open, and honest fashion, which was very reassuring with the way that the markets are today. Eric made sure that I was completely informed every step of the way, which I am very thankful. I would definitely recommend him to individuals that are seeking to purchase a new home or refinance an existing home. ?
Norma Jackson
"Shawn Von Talge went above & beyond the call of duty. I will most certainly keep his business card handy! We love our new home."
John & Susan Shelby
Dear Scott: I am writing this letter for the benefit of your future clients, as I strongly recommend you as a mortgage consultant and source. Scott began earning my business from the very first contact. He was always respectful of my time and my individual needs. He suggested that I look at his web site which has very helpful information for the consumer. Scott is interested in educating his clients and not just their mortgage business. Even though I was moving out of the area, he was eager for my business and willing to travel for my closing even though it was unnecessary. Scott was always available for consultation and advice as problems surfaced with a seller of a property that I was interested in. Scott's personality always came shining through as he always takes time to be patient and helpful and thus is a true business partner. Best regards,
Nancy G. Morton - St. Charles, MO
This is the second time that my wife and I have purchased a home. The first time was enough to discourage this task ever again. However, Scott Batt and his team made the process seem seamless, I did not have to worry about anything except what my wife wanted to purchase at the furniture store. Great work Scott. I like to take this chance to advise anybody in the market that is getting ready to purchase a home to look you and your team up. Thanks for everything,
Randall Walker -E-8 US ARMY Georgia
"Eric Hemmer provided a stress free experience in buying our new home. Eric worked around the clock to make sure we were in the best financial position possible. I can't say enough good things about Eric and Flat Branch Mortgage and I will be sure to refer everyone I know to him."
David & Katie Garrison
"Shawn did a very good job, very trustworthy and dependable. I would come to him for advice again."
Julie Nelson
"Shawn did a wonderful job at helping me through the buying of our first house. He helped guide me through the financial part of this long process. I do not think I could have made it through this whole thing without him. Thank you!"
Max and Catherine Davis
"Our refinance was very painless and easy. Although there were a few bumps in the road, Shawn went above and beyond to take care of everything as soon as he was made aware of the issue. Overall, we would gladly recommend Shawn Von Talge to others."
Dan Hoover & Kelly Gracie
Scott, Boy, this sure was a pleasant experience. From contract through closing, Scott mediated the process in only 3 weeks. My interest rate was much better than both of my banks could offer. He answered all of my questions and gave my advice like a big brother would. I highly recommend Scott Batt at the Flat Branch Mortgage for all VA loan matters.
Jon Mathieson - Patrick AFB 1994--1997
Jessica did a wonderful job helping me to understand every aspect of the loan process and answered all of my questions thoroughly. I appreciated very much the fact that she shared in my excitements and frustrations, and though I’m sure she was working with 30 other people, it always felt as though she was 100% present with me and my process. I will definitely recommend her to friends and family when they need loans.
Megan Lee
"Shawn was absolutely wonderful to work with!"
Leigh Ann Simar
"It was great to work with Shawn! I would recommend his services to anyone. He knows his business very well and provides relevant information to make one feel comfortable and secure in making decisions. He is a down to earth guy who is personable, confident and very accommodating."
James and Tina Benoit
I am so fortunate that my realtor (Susan Myers) suggested we bring you (Kelle Walters) on board for my "Home Buying Adventure". You made the potentially frustrating experience a very pleasant one. Also, I don't think I could have gotten a better deal thanks to your knowledge and know-how. Thank you for everything that you did in helping me get my home!
Joe McKie
"Shawn provided me multiple options to meet my financial needs. He was professional, organized and worked hard to earn my business and respect. I'm comfortable recommending him to my family, friends and colleagues."
Jill Paul
For years, I had been dreaming about buying my first home, but I was afraid I would never be able to afford it. I live in a small rural town where it’s hard to make a lot of money. When I heard about the first-time home buyer tax credit, I decided that now was the time to try. After looking at a long list of homes, I fell in love with a house at the high end of my price range. My realtor recommended Flat Branch Mortgage and they helped me every step of the way. With their rural loan program, I was able to purchase the home with a small deposit of $500, $0 private mortgage insurance, and only $200 for closing costs! The monthly payment for mortgage, insurance and property tax turned out to be only $200 more per month than what we were paying to rent a small apartment. Flat Branch was so fast and thorough with the home buying process that we were even able to close a week early. Thank you, Flat Branch, for helping me to achieve my dream of purchasing a home in 2010. Very excellent, wonderful customer service. I couldn't be more pleased with Flat Brach Loans. Thank you so much, Shawn, Daisy, and Flat Branch. I was afraid that purchasing a home would be a daunting task but you really helped us through this process and made it as painless as possible, and in fact, enjoyable!
Alexis Bell
"My experience with Flat Branch Mortgage could not have been better. This means a great deal especially buying a home long distance. I felt TOTAL support in the information provided and a prompt response to all my questions. I was kept well informed and I would heartily recommend this company to any prospective buyers!"
Patricia Kome
"I am so impressed with Eric Hemmer of Flat Branch Home Loans. He was the only loan officer I spoke to that treated me as if my business was important. He went above and beyond to make sure I got the house I wanted and everything went so smooth. I cannot thank Eric enough! I will definitely refer everyone I know to him."
Mindy
Jessica was a professional every step of the process. She communicated with us in a timely manner and guided us every step of the way. We received great client services.
Ken & Joanne Tedesco
"Shawn Von Talge could not have made the buying process any better for us. He is very personable and it is clear that he enjoys what he does. I believe that is how he makes his customers so comfortable with this process."
Michael & Lisa Sexton
"I cannot thank you enough for the consistent, continuous professional service Shawn Von Talge provides. Your high standard of excellence in ethical business practice is among the very best in our vast experience of working with lenders in the Mid-Missouri area. Thank you!"
Mikki & Karl Starmer
(Brokers / Owners of REMAX Fulton)
I just bought my first home as a single person, so I was extremely nervous with beginning this process. Kelle and the folks at Flat Branch Mortgage, were amazing. They helped me thru every step of the way, always there to answer questions. Everyone warned me about how nerve wrecking the process can be, I never felt that way, I give the credit to Kelle. She was always there for me with a smile and kind word. I signed a contract and closed within 30 days, on a home that is a dream come true for me. I will never forget Kelle and Flat Branch Mortgage, I know I would not own this wonderful home without them. Kelle, a simple Thank You just doesn’t seem enough.
Denise Harlan
"Shawn Von Talge's assistance throughout our loan application process has been outstanding. Mr. Von Talge provided professional and timely advice. He was accessible to both my wife and I following her initial meeting, giving us thorough recommendations of all required information for a VA loan. This reduced the overall time needed to complete the loan and allowed us to close on the house three weeks earlier than expected. Shawn's ability to keep us informed on our loan process and additional documents needed kept the overall process streamlined from application to closing. Nicole and I are very pleased with Mr. Von Talge's help and Flat Branch Mortgage, we knowing would use these services again for any future home financing and will recommend Shawn and Flat Branch to others."
David and Nicole Nelson
"We feel Flat Branch Mortgage put us in a much better situation to achieve financial freedom. We were very happy with our service."
Timothy Billups
"Great work, Shawn! I couldn't have done it without you...2 weeks from offer to closing and I was clueless. Thanks so much for your help, right down to the last minute!"
Betsy Hearne
"Shawn was extremely patient and knowledgeable in explaining the refinance process. He was always available and competent. He ensured that I received the best interest rate possible and worked through the many ups and downs of today's mortgage environment to ensure that my loan was taken care of and more importantly made me feel that I was taken care of. I would highly recommend his services."
Kimberly Schrimpf
Eric was great to work with. He was extremely knowledgeable and he returned my calls promptly. Eric was able to present me with a variety of options for my loan package. He was able to easily and clearly explain any questions I had. I wouldn't hesitate to recommend him to a colleague or work with him on any future loans.
Dr. Deborah Fine
"This was my first home and Shawn was very helpful during the entire process. I would use Flat Branch Mortgage again and recommend it to friends, thanks!"
Juliet Bedell
"Shawn Von Talge went above and beyond in helping me and I greatly appreciate that. He is a true professional."
Angie Hoover
"We were so impressed with Shawn Von Talge. He kept us up-to-date and gave us all the information we needed to feel comfortable and confident about our purchase. We would come to Flat Branch Mortgage again and have already told many of our friends!"
Scott & Abby Matz
"I was very pleased with my broker's knowledge, professionalism and prompt attention to my questions and concerns. It was a very smooth process to purchase my home!"
Katie Emerson
Sarah was thorough in explaining each step in the home buying process, which placed us at ease as first-time homebuyers. She answered any financial questions we had with confidence and was always reassuring. I would recommend her to any couple looking to purchase their first home.
Amanda Butler
Scott, Angela and I just wanted to say thanks for everything you did in getting us into our new home. We love it and are so excited to finally own our own home. Working with you was a pleasure and you made the process so smooth. I will be sure and recommend you to any of my fellow veterans and also recommend FBM to any of my friends in general.
Mike and Angela Hyman
Dear Mr. Batt, I appreciate all the extra effort and time that you put into the loan for my clients. Your follow up with my clients was excellent, and you kept them apprised of everything that was happening with their loan. They felt like they were informed and knowledgeable every step of the process, and that truly made their home buying experience more enjoyable. As the realtor?, I appreciate so much that you treated my customers like family. They were able to have a much smoother transaction because of the care you took with them. I feel that you also gave me the necessary information to help my clients make the best home choice, and I would definitely recommend you to other home buyers. Thank you so much!
Kim Ellis - Century 21 Prestige, Fort Leonard Wood, MO
"For my husband and I, buying this home was going to ba a huge step in our lives. It is what our family needed. We knew it would be tough and once we started the loan process we hit alot of bumps in the road, but our loan officer (Eric Hemmer) made it very easy for us to understand the process. He explained everything to us every step of the way. You did a wonderful job and worked really hard for us. We feel we owe you everything for making our family dream come true!"
Nick and Mindy Williams
"I tried refinancing my home with several local banks that I have had long standing business relationships. Due to these relationships I wish to be kept anonymous, but safe to say Flat Branch Home Loans and Eric Hemmer in particular were 2nd to none! While all the other banks gave me the run around and ultimately could not close the deal, Eric was far different. He delivered on exactly what he said he would. I am very impressed. I never expected to get this type of service from a company that isn't a traditional bank. I am sold. Thank you!
Anonymous
"It has been a pleasure to work with Shawn Von Talge and Eric Hemmer. In my mind experience counts for a lot and they have that and more. I appreciate the care they devote to every customer and can count on them to do the job right every time."
Hayes Murray - Remax Boone Realty
"Shawn is AWESOME! He took the time to answer all my questions my fiance' and I had as first time home buyers. He found the best loan for us--USDA loan. He also was good about following up with us and our realtor. We will use Flat Branch and Shawn again in the future!"
Jill Pierard and Ryan Olson
"Just wanted to inform all about a quality experience I recently had with Shawn Von Talge nad Eric Hemmer. They actually helped my mother with a loan and she could not stop talking about how they were not only professional but very trustworthy. Everything they had told her was to the tee. No surprises and smooth as silk! This is what we as realtors look for and don't always get. There are good lenders here in Columbia but since my mother won't shut up about them I figured it was worth mentioning. Thanks Shawn and Eric".
Brian Asbury
"Shawn Von Talge was great to work with he did all the work to get the loan ready all I had to do was sign the papers. Thanks to Shawn and all the people at Flat Branch Mortgage."
Chris Zielinski
"Shawn Von Talge did an excellent job. We appreciate everything he has done for us over the last 3 years!"
Stacy & Vanessa Rice
We have done business with Flat Branch on two separate occasions, and both times the service was simply outstanding. Our questions and concerns were always dealt with in a timely and professional manner, and the results couldn't have been better. We highly recommend Flat Branch Mortgage to anyone seeking a high quality mortgage broker.
Adam & Amber Quest
Keep up the good work! Eric Hemmer was extremely easy to get ahold of. Even after hourse he answered all of my emails promptly. Communication and transparency were top notch. We scored a great deal on our mortgage thanks to Eric Hemmer!
Mark Jakubcewicz and Andrea Franklin
"When interest rates began to drop I submitted loan applications to three major institutions hoping to find the best rate possible. Shawn and Flat Branch Mortgage blew the competition out of the water and made my refinance a great experience. I had always been partial to large banks, but after this I will send all of my referrals to Flat Branch Mortgage- care of Shawn VonTalge! Thanks again Shawn."
Erin Daugherty
"I felt so comfortable working with Shawn. He was easy to talk to and explained all the answers to my questions in a way that was easy for me to understand. He made this process as easy as it could possibly be. I appreciate everything! I would definitely recommend him to anyone!"
Adria Koehn
"Shawn Von Talge has been a big part of our success over the last 4 years. From what we have seen, his honesty and professionalism have been unequaled in the lending industry. We feel confident our clients are taken care of when dealing with Shawn as their mortgage lender."
Brett and Ronda Benton
"I've worked with Shawn Von Talge before and have always enjoyed his candor on what loans would be in my best interest. As with the last loan I used to refinance my home, working with Shawn on this refinance was as easy as the last. Shawn is professional and always puts the client first. Thanks for your help on this loan...it closed without a hitch!"
Pam Walters
Jessica was a blast to work with! She helped make our first time home buyers experience much less intimidating and less scary. She was very personable and made us both very comfortable.
Brad and Amanda Atkins
"Shawn exceeded our expectations. He was always there when we needed an answer to a question. He has a very professional manner yet he makes you feel as though he has been a friend for years. His honesty was refreshing. We would highly recommend Shawn and Flat Branch Mortgage."
Joseph and Susan Vittone
"Shawn Von Talge was very helpful throughout this whole process. I trust him completely and would highly recommend doing business with him."
Don & Kerri Wilkerson
I would like to take this opportunity to thank you for all your help in making our dream of homeownership a reality. Thank you so much!
Travis & Jessica Peterson
My experience with Eric was awesome! I had talked to previous lenders and none of them seemed as interested with the loan process getting done as Eric did. Anytime there was a question that my wife or I had, Eric answered it in a timely manner (within an hour of asking). I would definitely recommend Eric with Flat Branch Mortgage to any of my friends and family.
Allen & Bobbi Long
Kelle (Walters) Just wanted to say "Thank You" again for all of the time and effort you put into making my loan process as simple as possible. It's quite a process and you made all of the paperwork seem easy from my side. Thanks Again, Jeff S
Jeff S
"Being first time homebuyers, Shawn Von Talge made sure we understood the whole loan process. He coached us each step of the way to make sure we got the things done we needed in order to make everything run smoothly. He was very prompt in getting back to us with any questions we had and made sure to stay in touch when anything new developed with our home purchase. Shawn and his company were absolutely wonderful to work with and we would highly recommend him to anyone. We will definitely be contacting him on our next home purchase!"
Tyler Lorenz and Carrie Berkbuegler
"Tina (Howard), Thanks so much for all your hard work to make closing happen. You're the best."
Susie
We are so pleased with Flat Branch Mortgage. This was our first home and the process went really fast and so easy. Eric made sure we understood every piece of the home buying process. We really appreciate the fast and reliable service we received. I would definitely refer them and I will be using them in the future.
Beau & Cortney Wickham
"Shawn was great to work with, he was up front with what he could do in comparison to other offers I had from different companies. He was constantly letting me know status and would submit request for information by e-mail so we were not playing phone tag. This was my 3rd refinance and it was by far the easiest and had little to know stress involved."
John Selk
"My experience with Shawn Von Talge has been stress free. Since the first construction loan and couple investment properties, Shawn has worked very hard to earn my business. All my questions and concerns were answered promptly. Shawn made everything easy from the minimal paper work to a quick closing date. I will continue to work with him in the future and have recommended him to family and friends."
Ryan Huckfeldt
"Thank you so much for making all of this seem so easy and simple for me. I know you and your company put a lot of work into making me a first time homeowner. I truly appreciate your sincerity! Thank you so much for helping me in understanding the process of buying my home. There aren't enough words to explain the trust I feel in you. Thank you for everything!"
Wanda Asbury
"Shawn Von Talge provided me with exemplary service and truly brought professionalism and patience in equal parts to my home buying process. As a first-time buyer, I had many pre-conceived notions and concerns about the lending process…..especially with the current lending market being such a challenge. Shawn answered each question appropriately and remained accessible through every step of the process. Most importantly, Shawn delivered on every promise he made and no one (first timer or seasoned investor) could possibly ask for more!"
Dennis Lewis
" This is my 4th real property transaction I've done and it was the best, you definitely are better than State Farm & Bank of America."
Robert & Virginia Bridges
Jessica Robertson was absolutely amazing from beginning to end. Thank you so much for everything!
Valerie Partch
"Eric, I appreciate your efforts to set-up and approve my loan and the efficiency with which the closing process took place. I will definitely refer other customers and you will get my repeat business."
Terry Bohanan
"We were very pleased with our experience. Flat Branch Mortgage went out of their way to help us."
Scott & Angie Poage
"I was very lucky to have Eric Hemmer help me in the process of my mortgage loan."
Alfredo Armas
We were supposed to close on a Monday and on the Wednesday before that the first company we tried working with told us they would not be able to get everything don by Monday. Thinking the situation was hopeless, we contacted Jessica Robertson at Flat Branch Mortgage. I know a loan in 3 days is not standard, but she pulled it off and we didn’t lose our house, earnest money, or anything- thank you!
Chris and Stacey Sisk
"You (Flat Branch Mortgage) are a very competent lender and trustworthy which is why you are successful."
Chuck Garriott (Garriott & Associates)
Dorothy, Dillon & I really wanted to thank you for everything you did for us as we found our home! You are very good at what you do and we could not have been happier with Flat Branch Home Loans overall. Fay was always so nice too. We love our new home and are finally feeling settled in.
Mona & Dillon Lara
We just recently purchased our first home and the process can be quite intimidating but Shawn and the team at Flat Branch Mortgage made it easy and almost completely effortless for my family. We appreciate Shawn and Flat Branch Mortgage’s professionalism and the fact that it seems like you care about your customers. I would feel extremely confident in recommending their services to anyone. It is very rare that I rate anyone or anything at the highest rating throughout a survey; Shawn and Flat Branch Mortgage are the exception. As hard as I try to think of even one aspect of our experience with them that was unfavorable, I can't. Good communication and accurate information are the keys to a smooth transaction. Shawn Von Tagle and Flat Branch Mortgage are outstanding. We highly recommend Flat Branch services as you proved yourselves trustworthy of the most important transaction…buying a home. Shawn, I want to thank you for your assistance and professionalism in getting this deal put together You were always pleasant , informed, helpful and always followed up in a timely manner. You are quite an asset any organization would be fortunate to have. Thank you again
Glen & Peggy Botts
"I would recommend Shawn to anyone who asked me about a home loan and actually I told Ryan Stephens to talk to Shawn and he bought a home. In addition I have told another friend about him and he is going to pursue a home loan through Shawn. Shawn is a very down to earth person and doesn't try to talk you into anything you don't want to do and is very professional. I would and will continue to recommend Shawn to all and anyone who asks me about purchasing a home!"
Josh Jolley
Great service from Jessica Robertson!
Berlinda Malbrough
"In a service based industry, simply providing good customer service doesn't seperate you from the masses. I am pleased to have worked with Shawn, whose timliness and knowledge allow him to provide superior service. His willingness to accomodate the individual needs of his clients has earned my respect and my referral!"
Chad and Courtney O'Gorman
"My husband and I were worried how we would be able to get a loan for our dream home before our current house sold. Our bank was not making the process enjoyable or easy even after 6 years of doing business with them, it was one corporate hang up after another. Just when we were about to throw in the towel we spoke to Shawn at Flat Branch Mortgage. He had everything taken care of in a couple of days and was there to answer all of our questions. The process was streamline and professional; it was like a huge weight was lifted. He turned a very stressful situation into a pleasant one. Thanks!"
Casey Voight
"Shawn Von Talge enabled us to have a wonderful experience in obtaining a home loan. I have dealt with other companies and have never had the outstanding customer service provided by Flat Branch. Shawn was able to get a loan for us that we were happy with and I don't know if another company would have tried so hard! The whole team was exceptional and I would recommend their services to anyone seeking a home loan."
Rich & Trina Hoelscher
"Shawn & Eric were wonderful to work with. They both went out of their way to make sure everything went smoothly. Everything they quoted to us was very accurate. We would definitely recommend either of them to our friends and family."
Ed & Janet Hull
"Thank you so much for everything you did and for working with us & Gil in getting our loan. You helped make the process painless at least as painless as spending that amount of money can be. Thanks again!"
William & Alicia Burke
"Shawn Von Talge & Eric Hemmer are professionals...always courteous, factual, prompt and accessible."
Jeff England
"We will use Flat Branch Mortgage again. They were easy to use and were honest with their fees. I would recommend them to my family and friends."
Tom & Trish Atkins
Jessica did a great job. Very patient as we learned the process. Loved her comfortable, casual demeanor- and remained very professional. Will come back to Flat Branch Mortgage the next time around!
Anonymous
"Shawn Von Talge made my refinancing really easy and fast! Thank You!"
Darrell & Norma Sizemore
"Shawn Von Talge was very good in meeting all our needs during the mortgage process. He is very personable & very timely."
Ron & Faye Singleton
"Shawn, thank you again for all of your hard work. The process was as smooth as expected. Your efforts were definitely above and beyond any other loan officer/company I had worked with in the past. No doubt I will be recommending many people to you that are looking for your services."
Stephen Wilson
"Flat Branch Mortgage was always ahead of the game. I never had to contact them, they called me. The buying of my house was fast and easy. All I had to do was sign the papers. Keep up the good work!"
Florencio Escamilla
"Shawn was a lifesaver. We started our FHA loan application with an internet-based company and it ended up being a total nightmare! We transferred our case to Flat Branch and Shawn saved the day. He was able to complete our closing within 10 days. Thanks you so much!"
Joey and Kari Wilson
I would use your service again. We have tried to buy a home for 14 years and you made it possible! Thank you Jennifer.
Larry & Jamie Lawrence
My husband and I just closed on our first home on March 19th. Tina Howard assisted us with our loan and I can not say enough of how wonderful she was throughout the whole process! Everyone has told me that buying your first home is a whirlwind and often times a chaotic experience. Tina was our calming voice within the storm. Being a first time homebuyer, the entire process was new to us. Tina was very patient with us and explained everything clearly so that we understood each step of the process and each form we had to sign. She was always willing to run numbers for us when we were still looking for a home to make sure that we were within our budget. As if this service was not enough, Tina gave us her cell phone number and talked with us in the evenings from her home which is when both my husband and I were available. Any time that our journey hit a bump in the road, Tina always stayed calm and reassuring as she worked with us to find solutions. I am beyond impressed and I enjoy seeing the look of shock on other people’s faces when I tell them about my experience working with Tina. I was also impressed at how friendly and helpful the rest of the staff was in Tina’s absence. They were very willing to answer questions and help to share in our excitement. My husband and I are very thankful to the staff a Flat Branch Mortgage and will recommend your team to other homebuyers.
Lydia Cecora
"Thanks for everything, we love our new home!"
Scott & Crystal Wilson
"Prior to this experience I had never heard of Flat Branch Mortgage. I would most certainly consult you prior to purchasing property again. Shawn Von Talge was extremely helpful, courteous, and friendly throughout the entire process. Thank you very much!"
James Vestal
"Eric Hemmer is an exceptional representative of Flat Branch Mortgage. He was very knowledeable and prepared, easy to communicate with, and made the entire process remarkably seamless. He was a very personable, well-mannered professional. I only wish I had gone to him sooner!"
Kendall Lewis
"I have enjoyed working with Shawn Von Talge on numerous projects, and transactions. I am very confident in his knowledge and experience. He not only thinks outside the box and provides clients with options, but also knows when a loan simply cannot be done and does not beat around the bush. He always goes the extra mile to ensure a smooth closing without any SURPRISES, and treats our clients honestly and respectively."
Travis Kempf
"We love our new home! Thanks for all of your help. It is soooo nice having a place to really call home."
Kyle and Stephanie Gilliam
?I was in a situation where I needed to refinance my home so I could clear my ex-wife from the title. When I came to Scott to talk about my situation and my lack of knowledge with my VA benefits I couldn't have been more surprised. Scott sat down with me, explained absolutely everything I needed to know about my benefits, worked out the best possible situation for me, and took care of everything! I couldn't believe how easy it was and the amount of money I am saving. I truly believe Scott really cares about his customers and strives to be the best at what he does. Thanks again!?
Ben Riley - Retired Navy Columbia, MO
"Shawn did an absolutely great job helping us refinance our house. We were especially impressed by how easy it was to contact Shawn, even contacting us out of state. We were also impressed with the guidance he gave us throughout the process, letting us know what to expect in advance and how to interact with the various parties involved. Finally we want to mention that he got us almost all of the cash we needed to fold the costs of some recent home improvements into the mortgage, while other banks we had tried to work with turned us down despite our excellent credit rating and job status."
Patrick Wheeler
"I will recommend Shawn Von Talge to anyone! He returned my phone calls and emails in a matter of minutes. I was a first time home buyer that had no idea how all this worked and he broke it all down to make sense. Thanks again Shawn for all of your help!"
Jill Schlottach
Jessica made multiple trips to my place of employment to make things more convenient for me. She was always extremely helpful and easy to contact. I was able to buy my first home with very little hassle or stress thanks to Jessica Robertson and Jim Yankee.
Stacy Collins
"We are very happy! Thank you for your kindness and friendship. Working with Flat Branch Mortgage was an awesome experience."
Richard and Glenda Chapman
Jessica, I know this is a little late but I wanted to thank you and Flat-Branch Mortgage for the wonderful service that I received. You always were very willing to help and answer any questions that I had, especially being a first time home buyer. I would highly recommend you and Flat branch. thanks again......
Justin Hein
"Shawn Von Talge was very knowledgeable and helpful during the loan process. He was happy to answer any questions I had and always returned phone calls in a timely manner. I was made to feel that no question was trivial or unimportant. I was treated respectfully and everything I needed to know was thoroughly explained. Shawn even made suggestions on moving and furniture buying. He went beyond what was expected and I appreciated all of his help."
Carolyn Adams
"Everyone I encountered who was associated with Flat Branch Mortgage was kind and knowledgeable. I would recommend them to anyone refinancing or buying a home."
Nick & Tifafany Schwandt
"I was pleased with the service I received from Shawn Von Talge. It was a good experience and I would use them again in a heartbeat!"
Susan & Cade Mullins
"Shawn Von Talge is great! He returned every phone call I placed to him. He went the extra mile to make it happen."
Randy & Christina Watson
My wife and I purchased a bank repossessed home that needed almost a year and a half worth of work to complete. I contacted Scott in early Feb 07 to begin the process of closing. I was way too early to start the closing process. The project took longer than I expected. Scott Batt was very professional and patient. He stood by me during the last 9 months of construction. This was the company for me. He kept in-touch with me when other Mortgage Brokers didn't. They lost my business. He also taught me some real estate tricks I would have never known. He also helped me with a great rate. I am retired military and would highly recommend him to any of my fellow military and civilian friends. If you don't know how to buy a house or investment properties; this is the Mortgage Company for you. I also gained a friend. Thanks again Scott.
Retired US Army, Chris B. - Ft. Leonard Wood Area
Amazing service- you made all of the paperwork easy to understand and a breeze to fill out- I’d recommend you to anyone! Thank you!!
Anonymous
"Shawn Von Talge is a spectacular mortgage consultant. He always kept us informed with what was going on with our application. We tried working with another company and person we were working with was very difficult to contact, often requiring multiple phone calls or emails just to get one call back. Shawn was always very prompt in returning phone calls or emails. Shawn was always very upfront with us, always explained everything to us and always answered questions we had about the mortgage process. Every time we walked into Shawn's office we felt like his most important clients. There are very few businesses where I have had such great personal service as we had with Shawn and Flat Branch Home Loans. Thank you!!"
Wayne & Brittany Angle
"Shawn Von Talge was very helpful and informative. The loan closed within 15 days as promised. Thank you very much!"
Bill and Karen Swaim
7-30-2010
Today's Rates
| Conventional 30 Year Fixed |
4.625% | |
| 4.720% APR | ||
| 4.375% | ||
| 1 Point Paid | 4.550% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
4.500% | |
| 4.629% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
4.125% | |
| 4.430% APR | ||
| 3.875% | ||
| 1 Point Paid | 4.180% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.558% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
4.500% | |
| 4.765% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.591% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
4.750% | |
| 5.012% APR | ||
| 4.500% | ||
| 1 Point Paid | 4.839% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
Jessica was a professional every step of the process. She communicated with us in a timely manner and guided us every step of the way. We received great client services.
Ken & Joanne Tedesco
"The whole entire process went smooth. I was very pleased with my Mortgage Banker (Shawn). I would use Flat Branch Home Loans again!"
Ryan Gastineau
"Shawn Von Talge's assistance throughout our loan application process has been outstanding. Mr. Von Talge provided professional and timely advice. He was accessible to both my wife and I following her initial meeting, giving us thorough recommendations of all required information for a VA loan. This reduced the overall time needed to complete the loan and allowed us to close on the house three weeks earlier than expected. Shawn's ability to keep us informed on our loan process and additional documents needed kept the overall process streamlined from application to closing. Nicole and I are very pleased with Mr. Von Talge's help and Flat Branch Mortgage, we knowing would use these services again for any future home financing and will recommend Shawn and Flat Branch to others."
David and Nicole Nelson
"Thanks for everything, we love our new home!"
Scott & Crystal Wilson
"I tried refinancing my home with several local banks that I have had long standing business relationships. Due to these relationships I wish to be kept anonymous, but safe to say Flat Branch Home Loans and Eric Hemmer in particular were 2nd to none! While all the other banks gave me the run around and ultimately could not close the deal, Eric was far different. He delivered on exactly what he said he would. I am very impressed. I never expected to get this type of service from a company that isn't a traditional bank. I am sold. Thank you!
Anonymous
"Thank you for everything. It is always nerve racking working with a new lender. You proved to me that you really care about your clients. I appreciate you always calling to keep me informed. I look forward to working with you again soon!"
Brooke Sydenstricker McCarty
Weichert Realtors - First Tier
"My closing was a long one, I signed my contract in August and my closing wasn't until the end of October. Shawn made my home buying process a breeze! He was very quick at responding to any questions I had and I had a lot of them! Overall I was very happy with my experience and I would definitely use Flat Branch again!
Brandi Dean
"I was pleased with the service I received from Shawn Von Talge. It was a good experience and I would use them again in a heartbeat!"
Susan & Cade Mullins
"We will use Flat Branch Mortgage again. They were easy to use and were honest with their fees. I would recommend them to my family and friends."
Tom & Trish Atkins
"Shawn was absolutely wonderful to work with!"
Leigh Ann Simar
