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Flat Branch Home Loans Advisor

Be sure to check out our Home Loan Advisor to get valuable insight, news and updates from our Mortgage Bankers on a variety of mortgage-related topics!

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What Your Lender is Looking for to Determine if You Qualify for a Home Loan

By: Shawn Von Talge

Lenders look into a variety of different ratios when determining if you qualify for a home loan. Two of the most common ratios are the loan-to-value (LTV) ratio and the debt-to-income (DTI) ratio.


What is LTV?

LTV expresses the amount of money that you’ll borrow as a percentage of the home’s...

Read the article...February 27th 2018