(816) 282-6279

Apply with Courtney

Courtney Carter

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Courtney

About Courtney


Courtney Carter has been in the mortgage industry for seven years. Courtney strives to provide her clients with the best possible home buying experience. She educates her clients on their loan program and spends a lot of time building them up to where they need to be. She has a genuine approach and channels her friendly personality into making her clients feel as comfortable with their loan process as possible. Courtney considers herself a VA expert and loves working with veterans.She finds the program to be interesting and a great fit for eligible homebuyers. If you’re interested in learning more about our VA Home Loans, give Courtney a call and she’d be happy to help! A member of the Women's Chamber and BNI, Courtney stays busy in and out of the office. When she does find some free time she likes to spend it gardening, designing and spending time with family Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Courtney to better serve clients and help to make the process as smooth as possible. Courtney looks forward to giving each and every one of her clients the best experience during the purchase of their new home!

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Courtney to get the process started.

Check all that Apply


Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
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Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Courtney today!

Office: (816) 282-6279

Mobile: (816) 248-3484

NMLS#: 415039

Email: ccarter@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

What our clients say about Courtney


"She made the loan process soo easy and as much stress free as possible. With our non technologically working brains, Courtney quickly found that texting was much easier than emails for myself and my husband and she just went with it from there. Courtney went above and beyond for us, she worked around our schedule. She always came to us and she was always full of so much enthusiasm. We loved working with Courtney and some day we'll definitely do this again and she will be our go to gal for any home finances in the future!!!"

- Alicia

"My Fiancé and I have worked with Courtney on two loans and she was the most professional, knowledgeable person about the process. She made it as painless as possible and was prompt in her communication and diligent about the details. There is none sharper in the Mortgage business."

- Angie

"Courtney was amazing during my home purchase process. She was attentive, kind, personable, patient, and took time to explain the variety of my options out there. As a first time home buyer she took time to explain all the wonderful assistance programs out there. Not enough thank you's in the world for all she does."

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Apply with Courtney today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with CourtneyThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

905 NE Rice Rd
Lee's Summit, MO 64086

Office: (816) 282-6279

Mobile: (816) 248-3484

NMLS#: 415039

Email: ccarter@fbhl.com