(314) 332-1345

Apply with Joe

Joe Sausele

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Joe

About Joe


Currently, Joe Sausele is a volunteer community mentor, supports several local charities, and is a youth sports coach. His wife, Stephanie, teaches in Maplewood-Richmond Heights, and they share two children. Joe is no stranger to the loan industry, having spent 15 years in the financial services prior to transferring his licenses to Flat Branch Home Loans in June 2017. Additionally, Joe has 15 years of previous experience in public education, coaching and administration. Joe is a Mortgage Banker at Flat Branch Home Loans. In this role, he collaborates with clients to help them with identifying and implementing a lending strategy that fits their unique situation. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Joe to better serve clients and help to make the process as smooth as possible. Joe looks forward to giving each and every one of his clients the best experience in the purchase of their new home!

Photo of Joe SauselePhoto of Joe SauselePhoto of Joe SauselePhoto of Joe SauselePhoto of Joe SauselePhoto of Joe Sausele

Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Joe to get the process started.

Check all that Apply


Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
$
$

Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Joe today!

Office: (314) 332-1345

Mobile: (314) 680-1762

Fax: (314) 266-1510

NMLS#: 1620813

Email: jsausele@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

Apply with Joe today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with JoeThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

16150 Main Circle Drive Suite 200
Chesterfield, MO 63017

Office: (314) 332-1345

Mobile: (314) 680-1762

Fax: (314) 266-1510

NMLS#: 1620813

Email: jsausele@fbhl.com