(573) 415 - 9398

Apply with Kelsi

Kelsi Schlotz

Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Kelsi

About Kelsi


Kelsi Schlotz is a Senior Mortgage Banker at Flat Branch Home Loans. In this role, Kelsi has the pleasure of helping clients make their dream of homeownership become a reality. She joined the Flat Branch Home Loans team in 2016 but is definitely no stranger to the mortgage industry. Before joining Flat Branch Home Loans, Kelsi worked for one of the top real estate title companies in Jefferson City for 12 years. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Kelsi to better serve clients and help to make the process as smooth as possible. Kelsi looks forward to giving each and every one of her clients the best experience in the purchase of their new home!

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Kelsi to get the process started.

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Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
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Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Kelsi today!

Office: (573) 415 - 9398

Mobile: (573) 694 - 6156

Fax: (573) 552 - 9010

NMLS#: 1487535

Email: kschlotz@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

What our clients say about Kelsi


"Kelsi was awesome! She worked with me, was patient, yet kept the timeline flowing. In the end, we got the house we wanted without the pressure to 'buy up', like some lenders!"

- Toni

"Awesome working with you all. Thanks for everything, Kelsi! "

- Erin

"Kelsi was very kind and took her time out to help us get a home we wanted. I highly recommend Flat Branch."

- Tasha

Apply with Kelsi today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with KelsiThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

2882 Bagnell Dam Boulevard
Lake Ozark, MO 65049

Office: (573) 415 - 9398

Mobile: (573) 694 - 6156

Fax: (573) 552 - 9010

NMLS#: 1487535

Email: kschlotz@fbhl.com