FactsWHAT DOES Flat Branch Mortgage, Inc DO WITH YOUR PERSONAL INFORMATION
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and credit history
  • Payment history and account transactions
  • Transaction history and employment information
when you are no longer our consumer, we continue to share your information as described in this notice
How?All financial companies need to share customer's personal information to run their everday business. In this section below, we list the reasons financial companies can share their customer's personal information; the reasons Flat Branch Mortgage, Inc. choosed to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Flat Branch Mortgage Share?Can you limit this sharing?
For our everday business purposes -such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes - to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes -information about your transactions, experiences and creditworthinessNoWe don't share
For our affiliates to market to youNoWe don't share
For nonaffiliates to market to youYesYes
Questions?Call 866-508-4326 or go to flatbranchhomeloans.com
Who are we
Who is providing this notice?Flat Branch Mortgage Inc
What do we do
How does Flat Branch Mortgage Inc protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Flat Branch Mortgage, Inc collect my personal information?We collect your personal information, for examples, when you
  • Obtain a mortgage or give us your contact information
  • Provide account information or show us your government-issued ID
  • Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit alll sharing?Federal law gives you the right to limit only
  • Sharing for affiliates' everday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies
  • Flat Branch Mortgage, Inc. does share with affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Flat Branch Mortgage, Inc does share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial service providers.