(913) 305-3972

Apply with Michelle

Michelle O'Rear

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Michelle

About Michelle


Michelle Jones’s clients have said they enjoy how happy and calm she is when they’re feeling anxious during the loan process. They also love how Michelle's constant communication helps keep them always aware of what’s needed and the next best steps. Michelle started working in customer service in 1997, in the retail jewelry sales industry. Jewelry purchases are emotional by nature, as is purchasing a home. Michelle finds her experience in her former profession allows her to offer a heightened experience with homebuyers. She began working in the mortgage industry in 2012 and has been working at Flat Branch Home Loans as a Loan Originator as of July 2017. Outside of the office, Michelle enjoys family time. She has two dogs, one cat and her 11-year-old child has a Beta named, “Fish-with-many-names” (because his name keeps changing). Michelle’s fiance is a pilot, so she and her family love to go to airshows. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Michelle to better serve clients and help to make the process as smooth as possible. Michelle looks forward to giving each and every one of her clients the best experience in the purchase of their new home!

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Michelle to get the process started.

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Get started with Michelle today!

Office: (913) 305-3972

Mobile: (913) 526-9981

Fax: (417) 200-4363

NMLS#: 928910

Email: morear@fbhl.com

Apply with Michelle today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with MichelleThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

4400 College Boulevard Suite 200
Overland Park, KS 66211

Office: (913) 305-3972

Mobile: (913) 526-9981

Fax: (417) 200-4363

NMLS#: 928910

Email: morear@fbhl.com