(314) 486-5091

Apply with Nichole

Nichole Frichtel

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Nichole

(314) 486-5091

(636) 439-2954

nfrichtel@fbhl.comNMLS # 877324

About Nichole

With nearly 20 years in the mortgage industry as a processor and underwriter, Nichole has a plethora of knowledge regarding Conventional, FHA, VA and USDA financing and the corresponding guidelines associated with each product. Her goal is to educate her clients on the best program for their needs. Nichole works to present several options so that her clients can make a fully informed decision on their mortgage financing. Nichole works diligently with each client to clearly communicate and guide them seamlessly through the mortgage financing process. Having been in the industry for many years, she has a full understanding of the situations that can arise and knows the steps to guide her clients through to a successful closing. Having been raised in St. Charles County, living in Lincoln County, and working in St. Louis County, Nichole has a vast understanding of how diverse our area is and how each locale has different driving factors regarding real estate and the transactions best suited for each. Nichole has been happily married for over twelve years and is the proud mother to a handsome boy, Wyatt and a darling diva, Lillian. Both of whom she lovingly refers to as her “Little Natives.” She enjoys many different forms of service to her community, ranging from her service on many levels with her parish, Sacred Heart of Troy, to sitting on the Board with the Troy Area Chamber of Commerce. She has a strong belief in supporting her local community. Nichole would love the opportunity to work with you to secure the perfect mortgage loan program for your specific needs, and will work diligently to guide you through the process. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Nichole to better serve clients and help to make the process as smooth as possible. Nichole looks forward to giving each and every one of her clients the best experience in the purchase of their new home. Please reach out to her today!

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What our clients say about Nichole

Nichole Frichtel and the Flat Branch team were absolutely wonderful to work with!!! Purchasing a home can be very stressful, but Nichole's expertise and friendliness made the whole process very easy and exciting!!!


Apply with Nichole today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.

Get started with NicholeThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

947 Waterbury Falls Drive
O'Fallon, MO 63368

Mobile: (314) 486-5091

Fax: (636) 439-2954

NMLS#: 877324

Email: nfrichtel@fbhl.com