(573) 415-9195

Apply with Pam

Pam Buettner

Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Pam

Flat Branch Home Loans
Meet Pam Buettner

Pamela Buettner is a Loan Officer at Flat Branch Home Loans. In this role, Pamela helps customers in purchasing their new homes! She assists in making the home buying process as smooth and positive as possible. Pamela is no stranger to the mortgage industry, being involved in the Chamber of Commerce Leadership Academy in 2017 and named Loan Officer Assistant of the Year in 2016. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Pamela to better serve clients. Pamela looks forward to giving each and every one of her clients the best experience in the purchase of their new home!

Recent blog post by Pam Buettner

Moving into Millennial Mortgage

Tuesday, April 10th 2018

How the Next Homebuyers Are Digging Out of Debt

Coming out of a historical age of debt and slow wage and career growth, the next wave of homebuyers are finally whipping up some Read more

Photo of Pam BuettnerPhoto of Pam BuettnerPhoto of Pam BuettnerPhoto of Pam BuettnerPhoto of Pam BuettnerPhoto of Pam Buettner

Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Pam to get the process started.

Check all that Apply


Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
$
$

Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Pam today!

Office: (573) 415-9195

Mobile: (573) 418-2468

Fax: (573) 397-5346

NMLS#: 1403044

Email: pbuettner@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

What our clients say about Pam


"Purchasing my first home has been an experience with many trials and tribulations, of which I never could imagine, until I experienced it first hand. I was at the end of my rope when I decided to give Flat Branch Mortgage a try. Pam Buettner got the job done! Where others lacked in thorough methods, she persevered! I will always highly recommend Flat Branch to anyone I know in the market who is ready to purchase and need assistance. Thanks Pam, You rock!!"

- Erin

"Pam and Amy from the Jefferson City location were so helpful and made purchasing our first home as easy as it could have possibly been! They were on top of everything and explained anything and everything along the way! I would 100000000% recommend them to anyone."

- Liz

"I had no intention of leaving my mortgage company until Pam came along. She went above and beyond to gain my business and nobody would come close to her rate. I am notoriously hard to please and I would struggle to find something to complain about."

- Jim

Apply with Pam today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Apply with PamThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

1904 Bubba Lane
Jefferson City, MO 65109

Office: (573) 415-9195

Mobile: (573) 418-2468

Fax: (573) 397-5346

NMLS#: 1403044

Email: pbuettner@fbhl.com