(636) 542-4684

Apply with Todd

Todd Schindler

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Todd

About Todd


Todd Schindler is a Mortgage Banker for Flat Branch Home Loans. He focuses on residential purchases and refinancing on primary properties and investment properties. Todd has more than seven years of mortgage lending experience in the St. Louis area, and has survived the ups and downs of the housing market fluctuations. As a Mortgage Banker, Todd’s philosophy is to treat every customer with the utmost respect and care during the mortgage process, and make sure every person he works with is set up with the proper loan the first time. Todd wants you to be his client for life, and he treats you accordingly. He strives to build lasting relationships that enable each and every person relying on him for their financing needs the opportunity to achieve the American Dream. He understands that the purchase of a home is a large investment - both financially and emotionally - and he knows that borrowers have many options. Todd feels that the relationships with his clients should not end at the closing table, as is the case with most lenders; but it should continue over time through future follow-up calls, e-mails, and letters about topics including market updates and refinancing opportunities. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Todd to better serve clients and help make the process as smooth as possible. Todd looks forward to giving each and every one of his clients the best experience in the purchase/refinance of their home!

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What our clients say about Todd


"Todd Schindler was my loan officer. He was quick to respond to questions I had which is important to me. He went the extra mile to handle my application and the whole experience in obtaining a loan."

- Lenita

"Todd is knowledgeable and easy to work with. Thank you!"

- Michael

Apply with Todd today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with ToddThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

947 Waterbury Falls Drive
O'Fallon, MO 63368

Office: (636) 542-4684

Mobile: (636) 387-3112

Fax: (636) 542-4688

NMLS#: 264405

Email: tschindler@fbhl.com