Todd Schindler is a Mortgage Banker for Flat Branch Home Loans. He focuses on residential purchases and refinancing on primary properties and investment properties.
Todd has more than seven years of mortgage lending experience in the St. Louis area, and has survived the ups and downs of the housing market fluctuations. As a Mortgage Banker, Todd’s philosophy is to treat every customer with the utmost respect and care during the mortgage process, and make sure every person he works with is set up with the proper loan the first time.
Todd wants you to be his client for life, and he treats you accordingly. He strives to build lasting relationships that enable each and every person relying on him for their financing needs the opportunity to achieve the American Dream. He understands that the purchase of a home is a large investment - both financially and emotionally - and he knows that borrowers have many options.
Todd feels that the relationships with his clients should not end at the closing table, as is the case with most lenders; but it should continue over time through future follow-up calls, e-mails, and letters about topics including market updates and refinancing opportunities.
Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Todd to better serve clients and help make the process as smooth as possible. Todd looks forward to giving each and every one of his clients the best experience in the purchase/refinance of their home!
Recent blog post by Todd Schindler
Changes in Tax Reform 2018 and How You Can Consolidate Your Loans
Thursday, February 22nd 2018
In regards to home equity debt, the tax law eliminates the deduction for interest. In other words, with the new tax reform, a home equity line of credit (HELOC) will no longer be tax deductible. Wh ...Read more