(636) 542-4686

Apply with Tony

Tony Roppa

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Tony

About Tony


Tony has closed over $300 million dollars in residential loans and has learned strategies to make the process flow efficiently in a fast paced environment. Serving both Illinois and Missouri families over the last two decades has taught him how important each family is when buying their home. He is confident that he has a product or service to fit your needs. Tony grew up in Central Illinois, and has spent the last 24 years in the mortgage and finance industry. He rose through the ranks in the big bank environment, and was transferred to St. Peters, MO in 2000. After a short period of time, Tony decided to lay down roots and raise his family there. He has four wonderful children and a beautiful wife who reminds him how blessed he is to have a career in the mortgage industry. Tony enjoys fishing, the great outdoors and numerous types of sports. He takes pride in coaching his children’s sports teams, with his favorites being baseball and basketball. Flat Branch Home Loans is emerging as a leader in the mortgage industry in the St. Louis area by focusing on developing relationships and creating value for each customer. Tony truly believes that handling each customer independently is the key to success. He provides knowledge, exceptional customer service and holds everyone accountable, producing a win/win for everyone. Tony would love the opportunity to earn your business. He sets these standards and expectations with every customer to insure your mortgage experience is something to remember. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Tony to better serve clients and help make the process as smooth as possible. Tony looks forward to giving each and every one of his clients the best experience in the purchase/refinance of their home!

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Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Tony to get the process started.

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USDA does not require a down payment!%
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Get started with Tony today!

Office: (636) 542-4686

Mobile: (314) 374-2399

Fax: (636) 542-4688

NMLS#: 291142

Email: troppa@fbhl.com

What our clients say about Tony


Tony was absolutely wonderful. He truly cared about my family and our situation, and was there for us anytime we had any questions, concerns, or worries. He gave so much good advice, and I felt as though he made sure every detail was exactly right so that we could obtain our home loan. I think he is a great man, and not only is he extremely knowledgeable about all aspects of this process... he does his job with dignity and grace. I feel very lucky indeed to have met Tony and to have him see us through this whole process from start to finish.

Lisa

Apply with Tony today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with TonyThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

947 Waterbury Falls Drive
O'Fallon, MO 63368

Office: (636) 542-4686

Mobile: (314) 374-2399

Fax: (636) 542-4688

NMLS#: 291142

Email: troppa@fbhl.com