“C’mon, Reach for the Branch!”

How can we help you?

Welcome to Flat Branch Home Loans


Flat Branch Home Loans

offers a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process.

Were you referred to one of our Mortgage Bankers?

You can apply with them online by visiting our employee directory. If you’d like to continue working on an existing loan application, please go to the apply page and click on the name of the Mortgage Banker you originally applied with.

Interested in getting preapproved for a home loan?

Just fill our secure no-obligation quote form on the right side of this page and someone from our Prequalify Team will contact you as soon as possible. It’s that simple!

Check out our free mortgage resources…

For general information about our loan programs you can visit the loan products page. To calculate your mortgage payments, feel free to use our mortgage calculator. Have an iPhone or Android-based phone? Click here to download our free mobile app!

Is there anything else we can help you with?

Please let us know and we’ll be more than happy to assist you. Visit our contact us page to see Flat Branch office locations and contact information. We’re here to help you however we can. So come on, reach for the branch, and let us show you what makes us different!

Listen to what our customers have to say...

"Shawn Von Talge was very knowledgeable and helpful during the loan process. He was happy to answer any questions I had and always returned phone calls in a timely manner. I was made to feel that no question was trivial or unimportant. I was treated respectfully and everything I needed to know was thoroughly explained. Shawn even made suggestions on moving and furniture buying. He went beyond what was expected and I appreciated all of his help. "
- Carolyn Adams

"I was in a situation where I needed to refinance my home so I could clear my ex-wife from the title. When I came to Scott to talk about my situation and my lack of knowledge with my VA benefits I couldn't have been more surprised. Scott sat down with me, explained absolutely everything I needed to know about my benefits, worked out the best possible situation for me, and took care of everything! I couldn't believe how easy it was and the amount of money I am saving. I truly believe Scott really cares about his customers and strives to be the best at what he does. Thanks again! "
- Ben Riley, Retired Navy  Columbia, MO

"How did we compare? No comparison what so ever. They will always keep me "in the know" of everything that's going on. Flat Branch Hom Loan is the BEST , Dennis and Debby (Better known as D & D) is a working team!"
- Danyell - Florissant, MO

Get Your Quote Today:

Please fill out the form below to receive a no-obligation quote on a home loan with Flat Branch.
Loan Type
Loan Amount
Money Down
Term (yrs)
Credit Rating
Street Address
Current Address
Current Zipcode
How did you hear about us?
I Agree With The
Terms And Conditions

Recent posts in our Mortgage Blog:

The Lowest Rate Shouldn’t Be All You Value


Shawn Von Talge

The lending landscape has and will continue to change, thanks to the “housing bubble”, “mortgage meltdown” or whatever other name you wish to ...

Documentation Typically Required for a Loan Commitment


Shawn Von Talge

In order to streamline the process of getting a pre-approval and/or loan commitment there are certain documents that will be necessary in ...

Credit Scores and Qualifying for a Mortgage


Shawn Von Talge

In case you hadn’t noticed the world of lending has vastly changed the last 3-4 years. One of the major factors caught up in that change is ...