“C’mon, Reach for the Branch!”

How can we help you?

Welcome to Flat Branch Home Loans

Flat Branch Home Loans

offers a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process.

Were you referred to one of our Mortgage Bankers?

You can apply with them online by visiting our employee directory. If you’d like to continue working on an existing loan application, please go to the apply page and click on the name of the Mortgage Banker you originally applied with.

Interested in getting preapproved for a home loan?

Just fill out our secure quote form on the right side of this page and a member of our Preapproval Team will contact you as soon as possible. It’s that simple!

Check out our free mortgage resources…

For general information about our loan programs you can visit the loan products page. To calculate your mortgage payments, feel free to use our mortgage calculator. Have an iPhone or Android-based phone? Click here to download our free mobile app!

Is there anything else we can help you with?

Please let us know and we’ll be more than happy to assist you. Visit our contact us page to see Flat Branch office locations and contact information. We’re here to help you however we can. So come on, reach for the branch, and let us show you what makes us different!

Listen to what our customers have to say...

"I received a call from Tina and she said she is always monitoring my account and that I could save some money of my mortgage! This was great news, and it couldn’t have come at a better time for me; I needed to get my ex-husbands name off of the loan. So I refinanced, and for the second time Tina made the process easy and smooth. "
- Jennifer

"I liked that we were able to do most communication and paperwork by email. What I liked best was the friendliness. "
- Kayla D.

"Fantastic Service!!!"
- Jerry - Chesterfield, MO

Get Your Quote Today:

Please fill out the form below to receive a no-obligation quote on a home loan with Flat Branch.
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Recent posts to our Mortgage Blog

Do you owe more on your home than it’s worth? A HARP refinance may be the answer!


Shawn Von Talge

The HARP program is designed to help current homeowners take advantage of the low interest rates that exist in today's market despite the fact ...

BIG NEWS: FHA lowers monthly MI rate, making its loan program more affordable


Shawn Von Talge

On January 26th the FHA will lower its monthly mortgage insurance rate on 30 year loans from 1.35% to 0.85%, saving the average borrower $57 per ...

Thinking about refinancing your mortgage? Consider these things first.


Shawn Von Talge

With rates being at lows not seen since May of 2013 many of you may be wondering if refinancing makes sense. The answer to this question depends ...