Columbia, MO (April 14, 2026) - Flat Branch Home Loans, a full-service, employee-owned mortgage company, achieved #1 Mortgage Lender status in Missouri and #1 USDA Lender in Missouri, Kansas, Illinois and Oklahoma for 2025 based on a data analysis of the 2025 Home Mortgage Disclosure Act (HMDA) data provided by Richey May.
The HMDA requires financial institutions to report loan level information, which is collected and released by the Consumer Financial Protection Bureau (CFPB) each year. Flat Branch Home Loans is #1 in Missouri with a volume of $1.8 billion and 7.3k units.
Being recognized as the #1 Missouri Lender comes again, as Flat Branch was also recognized as the #1 Missouri Lender in 2024.
"At Flat Branch, our success has always been because of our people and the choices we make together,” said Jamie Pandolfo, President of Flat Branch Home Loans. “Being the #1 Lender in Missouri and leading USDA lending across four states reflects our commitment to serving more families in more communities. As a 100% employee owned company, our teams take pride in building up the communities we live and work in.”
The United States Department of Agriculture (USDA) loan program offers a low-down payment option for homebuyers in rural and suburban areas. Flat Branch Home Loans has proudly held the title of #1 USDA lender in Missouri for six consecutive years.
