(866) 508-4326


“C’mon, Reach for the Branch!”

How can we help you?

Welcome to Flat Branch Home Loans

Flat Branch Home Loans

offers a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process.

Were you referred to one of our Mortgage Bankers?

You can apply with them online by visiting our employee directory. If you’d like to continue working on an existing loan application, please go to the apply page and click on the name of the Mortgage Banker you originally applied with.

Interested in getting preapproved for a home loan?

Just fill out our secure quote form on the right side of this page and a member of our Preapproval Team will contact you as soon as possible. It’s that simple!

Check out our free mortgage resources…

For general information about our loan programs you can visit the loan products page. To calculate your mortgage payments, feel free to use our mortgage calculator.

Is there anything else we can help you with?

Please let us know and we’ll be more than happy to assist you. Visit our contact us page to see Flat Branch office locations and contact information. We’re here to help you however we can. So come on, reach for the branch, and let us show you what makes us different!

Listen to what our customers have to say...

"Shawn Von Talge enabled us to have a wonderful experience in obtaining a home loan. I have dealt with other companies and have never had the outstanding customer service provided by Flat Branch. Shawn was able to get a loan for us that we were happy with and I don't know if another company would have tried so hard! The whole team was exceptional and I would recommend their services to anyone seeking a home loan. "
- Rich & Trina Hoelscher

"For years, I had been dreaming about buying my first home, but I was afraid I would never be able to afford it. I live in a small rural town where it’s hard to make a lot of money. When I heard about the first-time home buyer tax credit, I decided that now was the time to try. After looking at a long list of homes, I fell in love with a house at the high end of my price range. My realtor recommended Flat Branch Home Loans and they helped me every step of the way. With their rural loan program, I was able to purchase the home with a small deposit of $500, $0 private mortgage insurance, and only $200 for closing costs! The monthly payment for mortgage, insurance and property tax turned out to be only $200 more per month than what we were paying to rent a small apartment. Flat Branch was so fast and thorough with the home buying process that we were even able to close a week early. Thank you, Flat Branch, for helping me to achieve my dream of purchasing a home in 2010. Very excellent, wonderful customer service. I couldn't be more pleased with Flat Brach Loans. Thank you so much, Shawn, Daisy, and Flat Branch. I was afraid that purchasing a home would be a daunting task but you really helped us through this process and made it as painless as possible, and in fact, enjoyable! "
- Alexis Bell

"Tina was very knowledgable and she is good at what she does. It was easy to talk to her, and we would recommend her to anyone and we will be using Flat Branch again!"
- James and Kris

Get Your Quote Today:

Please fill out the form below to receive a no-obligation quote on a home loan with Flat Branch.
Loan Type
Loan Amount
Credit Rating
Prop. Zipcode
First Name
Last Name
How did you hear about us?
How can we help you?
I Agree With The
Terms And Conditions

Recent posts to our Mortgage Blog

MHDC Launches New Down Payment Assistance Program Aimed at non First-time Homebuyers


Shawn Von Talge

The Missouri Housing Development Commission (MHDC) has a new down payment assistance program that can be ...[ continue reading ]

USDA Slashes Fees on its $0 Down Mortgage Program


Shawn Von Talge

The substantially lower fees on USDA's $0 mortgage program are here! Buying a home through this program ...[ continue reading ]

To Sell or Not to Sell: Should Community Banks Sell Residential Loans to Secondary Market or Not?


Patrick Benoist

In today's article Patrick Benoist provides an insightful perspective on how Community Banks can partner ...[ continue reading ]