(866) 508-4326


Live, work, play and serve.

How can we help you?

Welcome to Flat Branch Home Loans

Flat Branch Home Loans

offers a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process.

Were you referred to one of our Mortgage Bankers?

You can apply with them online by visiting our employee directory. If you’d like to continue working on an existing loan application, please go to the apply page and click on the name of the Mortgage Banker you originally applied with.

Interested in getting preapproved for a home loan?

Just fill out our secure quote form on the right side of this page and a member of our Preapproval Team will contact you as soon as possible. It’s that simple!

Check out our free mortgage resources…

For general information about our loan programs you can visit the loan products page. To calculate your mortgage payments, feel free to use our mortgage calculator.

Is there anything else we can help you with?

Please let us know and we’ll be more than happy to assist you. Visit our contact us page to see Flat Branch office locations and contact information. We’re here to help you however we can. So come on, reach for the branch, and let us show you what makes us different!

Listen to what our customers have to say...

"Zoe was so great to work with! I always thought buying a house was supposed to be a huge headache, but Zoe made my experience very pleasant and stress-free. Contacting Zoe was very simple and I always heard back from her that same day with any questions or concerns I had. She kept me organized with every step in the process and explained all my options so I could understand them. My family and I couldn't be happier!"
- Ashley Jessip, Columbia, MO

"I was very pleased with my broker's knowledge, professionalism and prompt attention to my questions and concerns. It was a very smooth process to purchase my home! "
- Katie Emerson , Columbia, MO

"We began our loan process by going through another loan company first that dropped us because the loan officer didn't have time to help first time home buyers. Working with Zoe was amazing; she gave us different loan options that worked best for our family. Zoe helped us every step of the way and had patience with us, answering all of our questions, even when she was on vacation. We have our dream home, and felt so comfortable throughout the process because she was so sweet and helped us as much as possible. Definitely a 5 star rating from us! We will definitely be coming back to you when we decide to upgrade our home."
- Keifer Smith & Deazhane Shivers, Mexico, MO

Get Your Quote Today!

Please fill out the form below to receive a no-obligation quote on a home loan with Flat Branch.
Loan Type
Loan Amount
Credit Rating
Prop. Zipcode
First Name
Last Name
How did you hear about us?
How can we help you?
I Agree With The
Terms And Conditions

Recent posts to our Mortgage Blog

2017 Flat Branch Rally Awards


Jim Yankee

Flat Branch Home Loans recently celebrated another successful year at their 2017 all employee Rally. ...[ continue reading ]

Have You Downloaded the Flat Branch Home Loans App Yet?


Shawn Von Talge

We’re receiving awesome feedback from our clients about our new mobile app! Click here to learn more ...[ continue reading ]

MHDC Launches New Down Payment Assistance Program Aimed at non First-time Homebuyers


Shawn Von Talge

The Missouri Housing Development Commission (MHDC) has a new down payment assistance program that can be ...[ continue reading ]