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Welcome to Flat Branch Home Loans

Flat Branch Home Loans

offers a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process.

Were you referred to one of our Mortgage Bankers?

You can apply with them online by visiting our employee directory. If you’d like to continue working on an existing loan application, please go to the apply page and click on the name of the Mortgage Banker you originally applied with.

Interested in getting preapproved for a home loan?

Just fill out our secure quote form on the right side of this page and a member of our Preapproval Team will contact you as soon as possible. It’s that simple!

Check out our free mortgage resources…

For general information about our loan programs you can visit the loan products page. To calculate your mortgage payments, feel free to use our mortgage calculator.

Is there anything else we can help you with?

Please let us know and we’ll be more than happy to assist you. Visit our contact us page to see Flat Branch office locations and contact information. We’re here to help you however we can. So come on, reach for the branch, and let us show you what makes us different!

Listen to what our customers have to say...

"We used Zoe for our initial home loan and didn't hesitate to go back to her when we decided to refinance. Zoe walked us through the process both times and provided answers to all of our countless questions and emails both accurately and quickly. Her response time and attention to detail was very much appreciated. We will reach out to Flat Branch and Zoe with any future needs."
- Bobby & Kayla Hagedorn, Columbia, MO

"I would recommend Dennis Tate to any future home buyers. He is very professional, prompt and he goes above and beyond his duties."
- Cathy & Steve - Villa Ridge, MO, Columbia, MO

"Dorothy, Dillon & I really wanted to thank you for everything you did for us as we found our home! You are very good at what you do and we could not have been happier with Flat Branch Home Loans overall. Fay was always so nice too. We love our new home and are finally feeling settled in. "
- Mona & Dillon Lara , Columbia, MO

Get Your Quote Today!

Please fill out the form below to receive a no-obligation quote on a home loan with Flat Branch.
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Recent posts to our Mortgage Blog

Interest rates on the rise?


Shawn Von Talge

An emerging topic in today’s market is mortgage rates and their impeding rise. Undoubtedly, the Fed’s ...[ continue reading ]

2017 Flat Branch Rally Awards


Jim Yankee

Flat Branch Home Loans recently celebrated another successful year at their 2017 all employee Rally. ...[ continue reading ]

Have You Downloaded the Flat Branch Home Loans App Yet?


Shawn Von Talge

We’re receiving awesome feedback from our clients about our new mobile app! Click here to learn more ...[ continue reading ]