(866) 508-4326


“C’mon, Reach for the Branch!”

How can we help you?

Welcome to Flat Branch Home Loans

Flat Branch Home Loans

offers a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process.

Were you referred to one of our Mortgage Bankers?

You can apply with them online by visiting our employee directory. If you’d like to continue working on an existing loan application, please go to the apply page and click on the name of the Mortgage Banker you originally applied with.

Interested in getting preapproved for a home loan?

Just fill out our secure quote form on the right side of this page and a member of our Preapproval Team will contact you as soon as possible. It’s that simple!

Check out our free mortgage resources…

For general information about our loan programs you can visit the loan products page. To calculate your mortgage payments, feel free to use our mortgage calculator.

Is there anything else we can help you with?

Please let us know and we’ll be more than happy to assist you. Visit our contact us page to see Flat Branch office locations and contact information. We’re here to help you however we can. So come on, reach for the branch, and let us show you what makes us different!

Listen to what our customers have to say...

"You (Flat Branch Home Loans) are a very competent lender and trustworthy which is why you are successful. "
- Chuck Garriott (Garriott & Associates)

"In a nut shell, Dennis did a wonderful job! "
- Jacob & Kelly - St. Louis, MO

"Shawn was a wonderful person to work with and was always there and accessible to us whenever we had any questions. It made the process so much easier knowing that we had his help whenever we needed it to explain anything that we were unclear about. I would definitely use Flat Branch again! "
- Dawn & Tommy Jones

Get Your Quote Today:

Please fill out the form below to receive a no-obligation quote on a home loan with Flat Branch.
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Recent posts to our Mortgage Blog

Here’s what you need to know about Fannie Mae’s new HomeReady Loan Program


Shawn Von Talge

Fannie Mae's recently-released HomeReady program comes with a reduced down payment requirement, ...

Flat Branch Is Proud To Announce Our New “Community Champions” Loan Program!


Shawn Von Talge

We've designed this program to show our appreciation for our community workers. In order to be ...

Five TRID changes that all consumers should be aware of


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A new year is upon us and with it the mortgage industry has had a few months to get acclimated ...