Loan Programs Offered

At Flat Branch Home Loans, we work as a team of professionals to help place you and your family into the home you’ve always dreamed of. We offer a variety of loan programs to meet your financial and familial needs. As experienced loan officers in the mortgage industry, we have the knowledge and expertise you need to explore the diverse financing options available. We want to extend our commitment to excellence into loan servicing by providing you with the best home loan journey through Flat Branch Home Loans.

Not sure where to start?

We understand completely which is why our team of experts are ready to help you determine the right program for you whenever you're ready! If you're not already working with one of our team members, we would love to match you up with one in your area. Please fill out the form above to get started!

First-Time Homebuyers

Our team of loan officers understand that as a first-time homebuyer, the home loan journey can seem stressful and costly. Here at Flat Branch Home Loans, we strive in providing our borrowers with a home loan that best fits their needs at an affordable price. As a first-time homebuyer, many of our programs offer low down payments, allow gifts in the form of payment, require manageable credit scores, have affordable private monthly mortgage insurance, etc. Flat Branch Home Loans is ready to guide you in the purchase of your first home and help ease the process as you settle into your dream home.

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Refinancing

Looking to save some money on your home loan? Refinancing is a great opportunity to reduce your interest rate, consolidate some of your debt, make some home improvements, and/or reduce the term of your mortgage. We’ll show you the best refinance option for you with our expertise and profound knowledge in today’s ever-changing mortgage industry.