Loan Programs

Flat Branch offers a large variety of loan programs to meet your needs! We're excited to help find the best fit for you!

Purchase & Refinance

I'm a first time homebuyer!

First-Time Home Buyers

I'm interested in a flexible conventional home loan!

Conventional Loans

Work at a school? Police/Fire Department? Are you an EMT or 911 Staff?

Community Champions Program

I'm looking for a $0 down option for properties in eligible areas

USDA Loan Program

I have a little saved, but not much.

FHA Loan Program

I would like to use my veteran benefits.

VA Loans

I'm interested in a reverse mortgage!

Reverse Mortgages

I'm an American Indian seeking a home loan!

Indian Home Loan Guarantee Program

I need a loan with flexible credit and income guidelines.

HomeReady Programs

My income is low, but I'd like to buy a home!

Home Possible

I need a loan above the conforming limit

Jumbo Loans

I'm a doctor or medical student seeking a home loan.

Doctor Loan Program

I need assistance with my down payment

Down Payment Assistance

I would like to refinance my home!

Refinance

Are you ready to buy now and sell later?

Bridge Loan

Are you self employed?

Bank Statement Loan Program

Looking for 100% construction financing?

USDA One Time Close Construction Loan

Mortgage Tips

Ten simple homebuying rules.

10 Simple Homebuying Rules