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Flat Branch Home LoansFHA Loan Program

The Federal Housing Administration (FHA) loan program benefits buyers to purchase a primary residence with low down payments while obtaining a favorable interest rate.


Save Money on Home Purchase or Refinance

FHA loans are a great way to save money on your home purchase or refinance. Since these loans are insured through the federal government, FHA mortgages can be easier to qualify for than conventional home loans.


3.5% Down Payment

The biggest benefit of an FHA loan is a low down payment requirement. Buyers using this financing can put as little as 3.5% down toward their home purchase. FHA loans carry a 1.75% up-front mortgage insurance fee that may be rolled into the loan. FHA borrowers are charged monthly mortgage insurance in addition to the up front fee.


Flat Branch Processes and Underwrites your FHA Loan

Flat Branch Home Loans is a Full Eagle FHA lender. Our status with the US Department of Housing and Urban Development (HUD) allows Flat Branch to underwrite FHA mortgages on behalf of HUD. This means your FHA loan will be processed and underwritten in Missouri by the friendly Flat Branch Home Loans staff.

Flat Branch makes FHA mortgages easy while saving you money!

FHA Loan Program Highlights