Flat Branch Home Loans offers the Section 184 Indian Home Loan Guarantee program for eligible homeowners, guaranteed by the U.S. Department of Housing and Urban Development (HUD). This program features a low down payment and flexible guidelines, opening up opportunities for families who have diverse financial and familial needs within the tribal membership.
The Indian Home Loan Guarantee Program was designed to provide private funds for the purchase of an existing home, single-close construction, rehabilitation, purchase, and renovation and refinancing. This program is for:
Participating tribes are allowed to determine where Section 184 is available. Some states have statewide availability, while others are limited to specific counties. You can check your state's eligibility status here.
Some of the program’s perks include:
This program can be used for:
Our team of loan officers at Flat Branch Home Loans are passionate about placing you in the home you love and are ready to help you begin the homebuying process.