Flat Branch Home Loans in Lake Ozark, MO


At Flat Branch Home Loans, we believe in one thing: service to our customers. We’ll work for you to deliver a professional mortgage service offering low rates and a smooth process from start to finish. The best part, our experienced local lenders are just around the corner!

What Flat Branch can do for you

We offer a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process. Not only are our employees the best in the neighborhood, they are also some of the best in the industry and have been a key ingredient to our continued growth and success.

Flat Branch Tree

Our Lake Ozark Location

Based in Lake Ozark, Missouri, we are located on Bagnell Dam Boulevard near Arrowhead Beach. As members of the community, our team of loan officers work towards providing an easy and efficient process of finding your dream home. We understand the journey of home-buying is more than a financial commitment, it’s a integral step toward a future of success for you and your family. Ready to start the process of buying your new home? Head over to our Lake Ozark location where we will provide you with your reliable, customer-oriented local lender! We are open Monday through Friday from 9 a.m. to 5 p.m. at 2882 Bagnell Dam Boulevard, Lake Ozark, Missouri.

Our Story

Flat Branch Home Loans originated in 2005 in Columbia, Missouri with the mission of making the home-buying process easy and efficient. A few short years later, Flat Branch expanded its services to become a completely local, in-house lender, funding and underwriting all of its loans on-site. For the past decade, Flat Branch has been able to provide a smooth, pleasant home buying process to borrowers from start to finish. By only hiring the best, we’ve been able to maintain our strong reputation as a reliable, customer-oriented lender that consistently closes its loans on time.

Our Mission Statement

Providing quality service to our customers is our top priority. This is reflected in our mission statement:

Flat Branch Home Loans is a full service mortgage banker providing quality home loans to homeowners across the states of Missouri, Illinois, Kansas, Arkansas, and Oklahoma. We save our clients money by negotiating lower rates and fees with our suppliers. Flat Branch will develop and build on our reputation for low rates with impeccable, local service.

With this statement as our guide, we look forward to delivering professional mortgage service to you.

Most Recent Post for Lake Ozark

How Can You Stay Protected in Light of the Equifax Data Breach?

By: Karen Kreutziger

Friday, September 15th 2017

You may have heard about the recent Equifax Data Breach that has potentially affected 143 million Americans. Here at Flat Branch Home Loans, we understand that applying for credit reports is an in ...

Read more
Inc 500 LogoEqual Housing Lendor LogoWomen's council of realtors logoColumbia Board of Realtors LogoColumbia Chamber of Commerce Logo