Flat Branch Home Loans in O'Fallon, MO

LIVE, WORK, PLAY AND SERVE. HOW CAN WE HELP YOU?

At Flat Branch Home Loans, we believe in one thing: service to our customers. We’ll work for you to deliver a professional mortgage service offering low rates and a smooth process from start to finish. The best part, our experienced local lenders are just around the corner!

What Flat Branch can do for you

We offer a variety of mortgage products to meet your needs, including conventional loans, FHA loans, VA loans, USDA loans, and many others. We are a licensed Mortgage Banker with in-house underwriting, which allows us to provide our clients with an unmatched level of customer service throughout the entire loan process. Not only are our employees the best in the neighborhood, they are also some of the best in the industry and have been a key ingredient to our continued growth and success.

Flat Branch Tree

Our O'Fallon Location

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender! We are open Monday through Friday from 9 a.m. to 5 p.m. at 947 Waterbury Falls Drive O'Fallon, Missouri.

Our Story

Flat Branch Home Loans originated in 2005 in Columbia, Missouri with the mission of making the home-buying process easy and efficient. A few short years later, Flat Branch expanded its services to become a completely local, in-house lender, funding and underwriting all of its loans on-site. For the past decade, Flat Branch has been able to provide a smooth, pleasant home buying process to borrowers from start to finish. By only hiring the best, we’ve been able to maintain our strong reputation as a reliable, customer-oriented lender that consistently closes its loans on time.

Our Mission Statement

Providing quality service to our customers is our top priority. This is reflected in our mission statement:

Flat Branch Home Loans is a full service mortgage banker providing quality home loans to homeowners across the states of Missouri, Illinois, Kansas, Arkansas, and Oklahoma. We save our clients money by negotiating lower rates and fees with our suppliers. Flat Branch will develop and build on our reputation for low rates with impeccable, local service.

With this statement as our guide, we look forward to delivering professional mortgage service to you.

Most Recent Post for O'Fallon

How Can You Stay Protected in Light of the Equifax Data Breach?

By: Karen Kreutziger

Friday, September 15th 2017

You may have heard about the recent Equifax Data Breach that has potentially affected 143 million Americans. Here at Flat Branch Home Loans, we understand that applying for credit reports is an in ...

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