(636) 634-1800

Apply with Kyle

Kyle Cullen

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Kyle

(636) 634-1800

(314) 375-5182

kcullen@fbhl.comNMLS # 742328

About Kyle


With 10 years of experience in the lending industry, Kyle has the dedication and knowledge to meet the needs of every individual client. His main goal is to ensure you the best products at the highest level of customer service. At Flat Branch Home Loans, Kyle, a Senior Mortgage Banker, finances new and existing homes and can assist you in all aspects of refinancing. Specializing in government loans, refinances and first time home buyer programs, Kyle has the resources necessary to make your purchase or refinance a great experience. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Kyle to better serve clients and help to make the process as smooth as possible. Kyle looks forward to giving each and every one of his clients the best experience in the purchase of their new home!

Photo of Kyle CullenPhoto of Kyle CullenPhoto of Kyle CullenPhoto of Kyle CullenPhoto of Kyle CullenPhoto of Kyle Cullen

Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Kyle to get the process started.

Check all that Apply


Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
$
$

Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Kyle today!

Mobile: (636) 634-1800

Fax: (314) 375-5182

NMLS#: 742328

Email: kcullen@fbhl.com

Apply with Kyle today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with KyleThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

11780 Manchester Rd Suite 106
Des Peres, MO 63131

Mobile: (636) 634-1800

Fax: (314) 375-5182

NMLS#: 742328

Email: kcullen@fbhl.com