(539) 202-2965

Apply with Mat

Mat Ringleb

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Mat

Flat Branch Home Loans
Meet Mat Ringleb

Mat Ringleb has worked in the financial industry as a loan originator since 2001. Mat started working at Flat Branch Home Loans in August of 2017. He is involved in his community as a YMCA of Greater Tulsa volunteer and youth coach, Union Youth Football volunteer and NightLife “Under the Bridge” volunteer. Outside of the office, Mat enjoys spending time with his family, fishing, fitness, bike riding, and doing jobs around the house. As a mortgage loan officer for over 16 years, Mat offers his customers, no matter what their financial status, the knowledge and experience to find the best financial options. Whether you are buying, selling, refinancing or building your dream home, you have a lot riding on the performance of your mortgage professional. Since market conditions and loan programs change on a dime, you need to deal with someone who is on top of his game. By utilizing the mortgage market guide, Mat is able to track the trading of Mortgage Backed Securities that enables him to give you the most current trends in the interest rates as well as give insight on interest rates in the future. This knowledge and expertise is pivotal to the question, “Should I lock in the rate.” Mat can help you explore the many innovations and options to get the mortgage that is right for you and your family. His specialty is placing you in the loan most suitable to your needs, and he makes it his business to stay current with all the mortgage guidelines as well as making himself available any time of the day. He makes every attempt to present a strategic valuation and complete customer service to every real estate transaction. His goal is to maintain honesty, integrity, dedication and vast industry knowledge with every client. When not finding the perfect loan for his clients, he enjoys to spend time with his wife, Aubrey, and his three kids, Bennett, Jameson & Addison. He also enjoys coaching his sons’ little league baseball and football teams. But when he can get away from it all just for a short time one of his favorite things to do is to fish, run and bike. "My desire as a mortgage loan officer is to be accessible, to be knowledgeable, to be very thorough and to do everything with integrity."

Photo of Mat RinglebPhoto of Mat RinglebPhoto of Mat RinglebPhoto of Mat RinglebPhoto of Mat RinglebPhoto of Mat Ringleb

Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Mat to get the process started.

Check all that Apply

Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%

Monthly Payment:

Monthly Cost Breakdown:

Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:

Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Mat today!

Office: (539) 202-2965

Mobile: (918) 798-1427

NMLS#: 233614

Email: mringleb@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

Apply with Mat today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.

Apply with MatThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

2121 S Columbia Ave
Tulsa, OK 74114

Office: (539) 202-2965

Mobile: (918) 798-1427

NMLS#: 233614

Email: mringleb@fbhl.com