(314) 222-2325

Apply with Michelle

Michelle Willer

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Michelle

About Michelle


Michelle's goal as your personal mortgage advocate is to provide you with the support and education needed to make a well informed decision on your home financing strategy. After graduating in 2002 from the University of Missouri – St. Louis, Michelle began her career in the mortgage industry. She gained a complete understanding of the mortgage process from working in a number of capacities. Michelle continues to fall in love with the industry and enjoys being a part of the excitement of buying a home and the savings a refinance can bring to a financial plan. An integral part of the process is collaborating with your personal advisory team – financial/wealth adviser, CPA, attorney – to ensure we are all working together towards your personal and fiscal goals. Whether your personal advisory team is strong and accomplished or you have just begun building your trusted adviser group, Michelle is honored to work with your team or educate and introduce you to potential advisers. Michelle's commitment is to make the mortgage process as simple and easy as possible while working within government regulations. After discussing your needs and wants, she will collaborate and review loan strategies which truly meet your personal and financial goals today and in the future. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Michelle to better serve clients and help to make the process as smooth as possible. Michelle looks forward to giving each and every one of her clients the best experience in the purchase of their new home!

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Michelle to get the process started.

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USDA does not require a down payment!%
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Get started with Michelle today!

Office: (314) 222-2325

Mobile: (314) 496-1478

Fax: (314) 266-2547

NMLS#: 595462

Email: mwiller@fbhl.com

What our clients say about Michelle


"I was with/had known my previous lender for over 15 years. When he told me he couldn't help me with my next home purchase because he moved out of state, I was devastated and really scared. He recommended Michelle Willer and he was not wrong. Michelle is the best. I was very, very pleased with her service and the care she took with me. I can't really even put into words how impressed I was. Michelle is amazing. I plan to sing her praises to anyone who will listen. Her team was also great to work with and I was so impressed with Flat Branch Home Loans. Thank you so much! "

- Rachel

"Michelle is an outstanding representative for your company. She is detailed, responsive, pleasant to work with, provides great information and great customer service."

- Tim

"Our loan agent, Michelle, was great to work with. She always provided prompt information and was willing to answer any questions we had throughout the process. Thanks!"

- Brian

Apply with Michelle today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with MichelleThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

11780 Manchester Rd. Suite 106
Des Peres, MO 63131

Office: (314) 222-2325

Mobile: (314) 496-1478

Fax: (314) 266-2547

NMLS#: 595462

Email: mwiller@fbhl.com