(314) 565-0640

Apply with Patti

Patti Chickey

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Patti

About Patti


Patti has worked as a Mortgage Loan Originator for over 15 years and has spent four and a half of those years at Flat Branch Home Loans. Her several years of experience in customer service helping homeowners with various home-remodeling needs. She loves working with first-time homebuyers, specifically for watching their excitement as they become new homeowners. Patti Chickey is a member of the St. Charles County Chapter of Women’s Council of Realtors and St. Charles County Association of Realtors. She loves to travel and enjoys cooking, crafting, and spending time with her family. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Patti to better serve clients and help to make the process as smooth as possible. Patti looks forward to giving each and every one of her clients the best experience in the purchase of their new home!

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Patti to get the process started.

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Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
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Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

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Get started with Patti today!

Office: (314) 565-0640

Mobile: (314) 565-0640

Fax: (866) 784-2806

NMLS#: 255332

Email: pchickey@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

What our clients say about Patti


"You truly have an asset in Patti Chickey. We had a smooth transaction and Patti had answers before I asked questions!!"

- Joani

"Our Flat Branch loan manager, Patti Chickey, was extremely helpful throughout the whole process - outstanding! She answered our questions quickly, even on weekends and evenings, so we had a better understanding of our loan status. Her professional approach at our closing was comforting and greatly appreciate ."

- John

"Patti was the best! Such a pleasure to work with her and Flat Branch!"

- Vince

Apply with Patti today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with PattiThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

3072 State Hwy K&N Plaza
St Charles, MO 63304

Office: (314) 565-0640

Mobile: (314) 565-0640

Fax: (866) 784-2806

NMLS#: 255332

Email: pchickey@fbhl.com