(816) 282-6279

Steve Wheeler

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

About Steve


Steven (Steve) Wheeler’s career path started when he was just 16 years old. He was putting up yard signs and taking photos for his parents’ small real estate company. Not too long after, he obtained his real estate license and began selling real estate at the age of 18. Steve spent 10 years selling real estate in the Kansas City area before switching over to the mortgage industry in 2012. Steve's experience and industry insight has led him to finding a passion in serving homebuyers by helping them reach all of their homebuying and refinancing goals. Steve has experience working with all types of buyers, including the excited first-time homebuyer, the all deserving retired or active duty service member and the experienced property investor. When Steve isn’t working, his three young kids keep him busy! They like to play sports, ride bikes, sing, and break out into random dance parties when the right song comes on. When he gets free time, he enjoys playing golf or softball and attending concerts and sporting events, like Kansas City Royals games. Steve and his wife are also very involved with a non-profit called Lullaby of Hope. This is a ministry they started in 2013 after their family experienced a miscarriage and a stillbirth in the same year. Steve began working at Flat Branch Home Loans in September of 2017 and is eager to work alongside the Flat Branch community to serve all types of homebuyers through their home loan journey.

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Steve to get the process started.

Check all that Apply


Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
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Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Steve today!

Office: (816) 282-6279

Mobile: (816) 509-7311

NMLS#: 960859

Email: swheeler@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

Apply with Steve today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


The above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

905 NE Rice Rd
Lee's Summit, MO 64086

Office: (816) 282-6279

Mobile: (816) 509-7311

NMLS#: 960859

Email: swheeler@fbhl.com