(816) 282-6279

Apply with Steve

Steve Wheeler

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Steve

Flat Branch Home Loans
Meet Steve Wheeler

Steven (Steve) Wheeler’s career path started when he was just 16 years old. He was putting up yard signs and taking photos for his parents’ small real estate company. Not too long after, he obtained his real estate license and began selling real estate at the age of 18. Steve spent 10 years selling real estate in the Kansas City area before switching over to the mortgage industry in 2012. Steve's experience and industry insight has led him to finding a passion in serving homebuyers by helping them reach all of their homebuying and refinancing goals. Steve has experience working with all types of buyers, including the excited first-time homebuyer, the all deserving retired or active duty service member and the experienced property investor. When Steve isn’t working, his three young kids keep him busy! They like to play sports, ride bikes, sing, and break out into random dance parties when the right song comes on. When he gets free time, he enjoys playing golf or softball and attending concerts and sporting events, like Kansas City Royals games. Steve and his wife are also very involved with a non-profit called Lullaby of Hope. This is a ministry they started in 2013 after their family experienced a miscarriage and a stillbirth in the same year. Steve began working at Flat Branch Home Loans in September of 2017 and is eager to work alongside the Flat Branch community to serve all types of homebuyers through their home loan journey.

Photo of Steve WheelerPhoto of Steve WheelerPhoto of Steve WheelerPhoto of Steve WheelerPhoto of Steve WheelerPhoto of Steve Wheeler

Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Steve to get the process started.

Check all that Apply


Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
$
$

Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Steve today!

Office: (816) 282-6279

Mobile: (816) 509-7311

NMLS#: 960859

Email: swheeler@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

What our clients say about Steve


"Steve was professional and helpful from the very beginning without being intrusive. He is the essence of a can do guy and always found a way and helped us negotiate the unexpected with his team. He wasn't afraid of the complications that are part of being self-employed and was a pleasure to work with. Despite problems and unexpected road blocks along the way he found a way to deal with the problems and delivered the loan on the day he promised. His team worked tirelessly when needed (I got an email from one of them at 10:30 PM one night) whenever there was a need for speed and I was totally impressed by their dedication to helping us get out of the extended stay hotel we were in and into our new home. "Can't" is not a word in their vocabulary. This is a CAN DO team and the only one I can fully recommend."

- Richard and Marisa

"Working with Steve was an absolute delight! He is on top of everything all of the time and stays in touch throughout the process. He is knowledgeable and is able to explain the process in an easy to understand way. He cares about you and getting you into the home of your dreams. He also has an excellent staff of assistants who are equally as helpful and genuine."

- Kendra

"As first time home buyers, Steve was very helpful and patient walking us through the process. He outlined every option for our mortgage loan and helped us choose the best one for us. Finally, and probably most importantly, he made himself available to answer any questions we had or provide us regular updates of our loan status. Would highly recommend to anyone looking for a mortgage lender."

- Ross

Apply with Steve today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Apply with SteveThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

905 NE Rice Rd
Lee's Summit, MO 64086

Office: (816) 282-6279

Mobile: (816) 509-7311

NMLS#: 960859

Email: swheeler@fbhl.com