(636) 542-4687

Apply with Steven

Steven Clifford

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Steven

About Steven


Steven Clifford is a Loan Officer at Flat Branch Home Loans. In this role, Steven finds his borrowers the best financing for their particular needs. Whether you are buying your first or last home, consolidating debt, or refinancing an existing home, Steven will be there to walk you through every step of the way and help you meet your financial goals. Whatever your situation is, Steven will find the best program for you and make sure the loan process is as smooth as possible. He has more than eight years of experience in the mortgage industry. Steven measures his success by the satisfaction of his clients, and believes going the extra step helping others achieve their objectives means he has reached his own goals. He is available 24/7 to answer any questions you may have and will be there with you at the closing table. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Steven to better serve clients and help to make the process as smooth as possible. Steven looks forward to giving each and every one of his clients the best experience in the purchase of their new home!

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Steven to get the process started.

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Get started with Steven today!

Office: (636) 542-4687

Mobile: (314) 443-4912

Fax: (314) 219-8575

NMLS#: 631051

Email: sclifford@fbhl.com

Apply with Steven today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Get started with StevenThe above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

16150 Main Circle Drive Suite 220
Chesterfield, MO 63017

Office: (636) 542-4687

Mobile: (314) 443-4912

Fax: (314) 219-8575

NMLS#: 631051

Email: sclifford@fbhl.com