(913) 406-1955

Terri Mentzel

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

About Terri


Terri’s career in home loans began 28 years ago, and it stems from a love for building her Kansas City community: the slice of land she’s lived on her whole life. Throughout the decades of building relationships with clients, she’s grateful for the loyalty she’s paid to them as they either navigate new roads for a first home or even if it’s their third or fourth time around the block. Seeing her clients in their dream homes and the excitement for the future is what motivates her to stay detailed, informed and on her toes. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting teams allow Terri to better serve clients and help to make the process as smooth as possible. Terri looks forward to giving each and every one of her clients the best experience in the purchase of their new home!

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Estimate Your Monthly Home Loan Payment

Take a look at your potential monthly payment on a new home or by refinancing your current home, and connect with Terri to get the process started.

Check all that Apply


Please select a value between $30,000 and $600,000$
USDA does not require a down payment!%
Please enter a value between 3 and 10%
$
$

Monthly Payment:

Monthly Cost Breakdown:


Principal & Interest:

USDA Guarantee Fee:

Monthly Taxes and Insurance:

Loan Breakdown:


Purchase Price:

Down Payment:

Funding Fee:

Total Loan Amount:

Get started with Terri today!

Mobile: (913) 406-1955

Fax: (417) 200-4363

NMLS#: 423675

Email: tmentzel@fbhl.com

The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

Apply with Terri today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


The above link will take you to Ellie Mae's secure, encrypted servers to complete your loan application.

4400 College Blvd 200
Overland Park, KS 66211

Mobile: (913) 406-1955

Fax: (417) 200-4363

NMLS#: 423675

Email: tmentzel@fbhl.com