(660) 831-8889

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Tina Howard

Senior Mortgage Banker

Flat Branch Home Loans offers a variety of mortgage products to meet your needs.

Apply with Tina

Flat Branch Home Loans
Meet Tina Howard

Tina Howard chairs the Saline County Holiday program every year, in which she and the community bring at least two gifts per child of less fortunate families during the holiday season. Tina and her family started a fundraising golf tournament for the National Hemophilia Foundation, in an effort to raise awareness of hemophilia, a bleeding disorder her grandson currently lives with. Tina enjoys spending time with her family. She loves traveling, boating, and supporting youth programs. Tina is no stranger to the mortgage industry, having spent a little over three years as a Loan Officer at a previous mortgage business and eight years at Flat Branch Home Loans. As a Senior Mortgage Banker at Flat Branch Home Loans, her mission is to provide a comfortable and trusting environment while meeting your residential loan needs, to provide accessible and efficient communications throughout the approval process, and to help you achieve your homeownership dream. Working one on one with a local, experienced loan officer backed by knowledgeable staff handling your loan from start to finish is so important. In-house processing and underwriting allows Tina to better serve clients and help to make the process as smooth as possible. Tina looks forward to giving each and every one of her clients the best experience in the purchase of their new home!

Recent blog post by Tina Howard

Why Choose USDA?

Wednesday, May 23rd 2018

If you feel at home in a town surrounded by pastures, or ever asked yourself: “I’d love a zero-down option for properties in eligible areas,” here’s a Read more

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255 S Odell Avenue
Marshall, MO 65340

Office: (660) 831-8889

Mobile: (660) 229-9691

NMLS#: 253831

Email: tina@fbhl.com

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The information provided by these calculators are for illustrative purposes only and are supplied on the current market average. All figures are hypothetical and may not apply to your individual situation. Be sure to contact a Mortgage Banker or financial professional for exact information.

What our clients say about Tina


"My husband and I had the best closing experience. We couldn't have asked for a smoother transaction. Tina Howard and her assistant Lindsey were both great to work with during this process. They were extremely efficient and quick to answer any questions we had along the way. They both made the process of applying for a loan and purchasing our home a quick and painless transaction. I've heard many horror stories about other lenders but I do not have a bad thing to say about Flat Branch. Tina went above and beyond! I would highly recommend Tina Howard at Flat Branch to anyone looking to purchase or refinance a home."

- Amanda

"Very friendly and worked very hard in helping us purchasing our new home. Would highly recomend. Tina and her team available any time day or night we had any questions."

- Debbie

"Flat Branch made the whole buying experience easy. They were always avaliable even on evenings and weekends. They closed our loan earlier than expected. We were very happy working with Flat Branch."

- Nikki

Apply with Tina today

Flat Branch Home Loans offers a variety of mortgage products to meet your needs including conventional loans, FHA loans, VA loans, USDA loans and many others.


Apply with Tina

255 S Odell Avenue
Marshall, MO 65340

Office: (660) 831-8889

Mobile: (660) 229-9691

Fax: (660) 831-5028

NMLS#: 253831

Email: tina@fbhl.com